# llms.txt Version: 1.0 Owner: https://unitedsettlement.com/ Last-Updated: 2026-3-24 ## Brand Overview United Settlement is a debt relief company that helps individuals and businesses reduce unsecured debt through settlement, consolidation, and financial guidance programs. ## Brand Values Integrity: Ethical business practices with a focus on honesty and transparency. Impact: No-settlement, no-fee guarantee with IAPDA-certified professionals. Innovation: Client portal for transparent progress tracking and account visibility. ## Entity Metadata Type: Debt Relief Services & Financial Consulting Service Areas: USA Founded: 2008 Location: 519 8th Ave, 6th Floor New York, NY 10018 Phone: (888) 574-5454 ## Homepage [United Settlement: Debt Relief Services & Programs](https://unitedsettlement.com/): Get professional debt relief & consolidation help today. We offer personal and business debt relief programs. Get a free consultation & eliminate debt. ## About [About Us - United Settlement | Trusted Debt Relief Programs](https://unitedsettlement.com/about-us/): Learn about United Settlement’s mission, experience, and expert team dedicated to helping individuals reduce debt and regain financial control. ## Team / Leadership Marcel Bluvstein — President & Co-Founder: Graduated from Touro College with a BS in Business Finance & Marketing. Studied Strategic Management for Growth Companies at Harvard University. Formerly at Rodman & Renshaw investment bank. Gabriel Gorelik — CEO & Co-Founder: Leads customer service and operations. Holds a BS in Finance & Economics from Brooklyn College. Built and managed a financial services company serving 1,000+ business clients. ## Services [United Settlement: Credit Card Debt Relief](https://unitedsettlement.com/credit-card-debt/): Credit card debt relief programs tailored to reduce balances. [Debt Consolidation Services](https://unitedsettlement.com/debt-consolidation/): Consolidate multiple debts into simplified payments. [Debt Settlement Services](https://unitedsettlement.com/debt-settlement/): Negotiation-based debt reduction programs. [Debt Management Plans & Services](https://unitedsettlement.com/debt-management/): Structured repayment programs for unsecured debt. [Business Debt Relief Services](https://unitedsettlement.com/business-debt-relief/): Debt reduction solutions for businesses. [How Does Bankruptcy Work?](https://unitedsettlement.com/bankruptcy/): Overview of bankruptcy types and implications. [United Settlement: Personal Finance Services](https://unitedsettlement.com/personal-finance/): Financial guidance and debt support services. [Medical Debt Relief & Medical Debt Management](https://unitedsettlement.com/medical-debt/): Solutions for managing medical debt. ## Blog [Debt Settlement Guide: What Is It & How Does It Work](https://unitedsettlement.com/what-is-debt-settlement/): Explanation of settlement process and outcomes. [What Is a Debt Relief Program & How Do They Work?](https://unitedsettlement.com/what-are-debt-relief-programs-how-do-they-work/): Overview of debt relief program structure. [Is Debt Settlement a Good Idea?](https://unitedsettlement.com/blog/is-debt-settlement-a-good-idea/): When debt settlement makes sense. [Is Debt Relief Worth It? What You Should Know](https://unitedsettlement.com/blog/is-debt-relief-worth-it/): Benefits and drawbacks of debt relief. [Debt Settlement Timeline: How Long Does Debt Settlement Take?](https://unitedsettlement.com/blog/debt-settlement-timeline-how-long-does-debt-settlement-take/): Timeline and process steps. [Is Debt Relief a Good Idea for Your Finances?](https://unitedsettlement.com/blog/is-debt-relief-a-good-idea/): When to consider debt relief. [Debt Consolidation Guide: What Is It and How Does It Work?](https://unitedsettlement.com/blog/what-is-debt-consolidation/): How consolidation works. [What Are the Benefits of Debt Settlement?](https://unitedsettlement.com/blog/what-are-the-benefits-of-debt-settlement/): Key advantages of settlement. [How to Qualify for Debt Relief?](https://unitedsettlement.com/blog/how-to-qualify-for-debt-relief/): Qualification criteria. [What Type of Debts Are Eligible for Settlement?](https://unitedsettlement.com/blog/what-type-of-debts-are-eligible-for-settlement/): Eligible debt types. [Is Debt Consolidation a Good Idea?](https://unitedsettlement.com/blog/is-debt-consolidation-a-good-idea/): When consolidation is beneficial. [How Does Debt Settlement Affect Your Credit?](https://unitedsettlement.com/blog/how-does-debt-settlement-affect-your-credit/): Credit impact explained. [Debt Settlement Pros and Cons](https://unitedsettlement.com/blog/debt-settlement-pros-and-cons/): Advantages and risks. [How Does Debt Consolidation Affect Your Credit?](https://unitedsettlement.com/blog/how-does-debt-consolidation-affect-your-credit/): Credit effects of consolidation. ## Contact [Contact Us > United Settlement](https://unitedsettlement.com/contact-us/): Contact United Settlement for expert debt relief support. ## Reviews & Social Proof [United Debt Settlement Reviews](https://unitedsettlement.com/reviews/): Aggregated third-party reviews from Trustpilot, Google, and ConsumerAffairs. ## Social [Instagram](https://www.instagram.com/unitedsettlement/): Official Instagram profile. [Twitter](https://twitter.com/unitedsettlemen): Official Twitter/X profile. [Facebook](https://www.facebook.com/UnitedDebtSettlement/): Official Facebook page. [YouTube](https://www.youtube.com/channel/UCNwdFou8dCUGKVqF2pclEIA): Official YouTube channel. [LinkedIn](https://www.linkedin.com/company/united-debt-settlement): Official LinkedIn company profile. ## Differentiators No-fee guarantee: Fees only charged after successful settlement. Client portal: Real-time progress tracking dashboard. Accredited professionals: IAPDA-certified debt specialists. Negotiation model: Direct creditor negotiation to reduce balances. ## FAQ / Common Questions Is United Settlement legit?: Yes. A debt relief company with verified third-party reviews. How does United Settlement work?: Negotiates with creditors to reduce debt balances. Does debt settlement hurt your credit?: Yes, short-term impact with long-term recovery potential. How long does debt settlement take?: Typically 24–48 months. What types of debt qualify?: Unsecured debts such as credit cards and medical bills.