Do You Qualify For Debt Relief?

See if you qualify for debt relief
1

Debt Estimate

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Personal Information

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Results

Your Estimated Credit Card, Personal Loan and Medical Debt

$1k
$100k+

First and Last Name

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You understand that by clicking on the “Get Started” button below, you are providing written instructions to United Debt Settlement (UDS) under the Fair Credit Reporting Act authorizing UDS to obtain information from your personal credit report solely for debt relief purposes.

I agree to the privacy policy and I agree to be contacted at the phone number I provided as a best contact number, and/or emailed for the purpose of communication regarding evaluation of debt relief services.

Trusted by Our Clients - Thousands of People Helped!

4.7   2,855 Reviews

How Does It Work?

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Frequently Asked Questions

Since 2016 United Settlement has helped over 15,000 people get out of debt. Every month, over one thousand new people trust us to take control of their debt finances. We are highly rated and take pride in our proven success.

  • Trustpilot Over 2,500 reviews 4.7 out of 5 rating
  • Google Over 750 reviews 4.8 out of 5 rating

If you are struggling with high-interest credit card debt, United Settlement offers a way out. If financial hardships, like job loss or divorce has made it impossible to keep up with payments, our program can help. Let us help you take control of your debt. Debt settlement can lead to a creditor accepting less than the total amount owed on a debt.

Debt settlement helps you pay less than you owe by negotiating lower balances with creditors. Instead of paying them directly, you’ll make monthly deposits into a Dedicated Savings Account.

As funds grow, we negotiate with creditors. Once a settlement is reached, you authorize payments from your account to clear your debt at a lower cost.

We work with:

  • Credit Cards
  • Personal Loans & Lines of Credit
  • Medical Bills
  • Collections
  • Repossessions
  • Private Student Loans, Business Debt & More

Our fee is performance-based, we only get paid when we deliver results, and you’re satisfied with your savings.

 At United Settlement we ensure affordability, we assess your budget to find a real solution. With a flexible deposit schedule, you stay in control every step of the way. As soon as you enroll, your monthly payment is reduced.

Success Stories

Gina P.

Singer with the St. Louis Symphony Orchestra

Gina, initially lacking any financial education, faced mounting debt and overwhelming interest rates that seemed insurmountable. Discovering United Debt Settlement
$47,839.00
$756.00
44 Months
$16,743.65

Angelic saved 35% on her debt

Ziarmal H.

Primary care physician, dad to 3 wonderful kids

Ziarmalt, a former professional grappling with the sudden illness of his wife and his subsequent unemployment, discovered profound financial relief
$15,455.00
$341.00
36 Months
$3,145.55

Ziarmal saved 21% on his debt

Donna E.

Retired Businesswoman

Donna faced overwhelming financial challenges after her husband's passing left her with considerable debt while on a pension. She discovered
16,292.00
$537.00
48 Months
$3,115.40

Donna saved 19% on her debt

Cole D.

Former Employee

Before seeking debt settlement services, Cole Denckla faced severe financial challenges due to mounting credit card debt, compounded by job
$69,083.00
$768.35
60 Months
$22,982.00

Cole saved 33% on his debt

Jennifer C.

Housewife

Before seeking debt settlement services, Jennifer faced significant financial challenges due to mounting debt, persistent collection calls, and her husband's
$84,099.00
$1,245.15
48 Months
$24,331.95

Jennifer saved 29% on her debt

By clicking the “continue” button you agree to the privacy policy and you agree to be contacted at the phone number provided as a best contact number, and/or emailed for the purpose of communication regarding evaluation of debt relief services. Clients who stay according to the debt relief program can realize approximate savings of 50% before fees, or 25% including fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for reasons such as: their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period. We do not assume consumer and/or business debt, provide tax, bankruptcy, accounting, legal or credit repair services/ advice. Our program is not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. If you have any additional questions please contact us. NMLS ID: 1947026

Copyright 2025. United Settlement, LLC

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