Get Debt Relief
United Settlement is a team of dedicated, hard-working professionals on a mission to help others overcome their debt.
We’re proud to have helped thousands of people successfully resolve their debt and take control of their financial future.
- Credit Card Debt Relief
- Auto Loan Debt Relief
- Personal Debt Relief
- Medical Debt Relief
- Business Debt Relief
- Student Loan Debt Relief
Trusted By Our Clients:
Thousands Of People Helped!
How Does It Work?
Ready To Get Started?
See if you qualify for debt relief. Get a Free savings estimate to see how quickly you can be debt free.
Embrace financial freedom with our tailored solutions, expert guidance, and unwavering commitment to your success.
Experienced Professionals
Our experienced team has helped thousands of clients successfully eliminate debt and regain financial freedom.
Customized Solutions
We know every financial situation is different, so we design personalized debt relief plans to fit your specific needs and goals.
High Success Rate
Our proven debt relief strategies deliver real results. With a strong track record of success, we help clients achieve lasting financial stability.
Confidential Consultation
Your privacy is our priority. All debt relief consultations are 100% confidential and handled with the highest level of discretion.
Explore Our Debt Services & Solutions
Personal Financial Health
Credit Card Debt Services
Medical Debt
Bankruptcy
Student Debt
Tax Debt
Auto Debt
Home Debt
Get Debt Relief
Speak with licensed debt specialists dedicated to guiding you toward financial stability every step of the way.
Debt Settlement Near Me
Debt settlement laws vary by State, so it’s important to understand your local regulations before enrolling in a program.
Use the map below to select your State and explore the debt relief options available. Each State page provides details on eligibility, program guidelines, and your rights under local debt settlement laws.
Learn Local Laws
Most States have their own debt settlement laws that govern what types of debt can be enrolled, whether companies must be licensed, and how fees are regulated.
See If Your State Qualifies
From this section, you can check if debt relief is available in your area and find out whether your State qualifies for enrollment in a settlement program.
State-Specific Guidance
We’ve taken the time to carefully curate State-specific information just for you—use these resources to make informed decisions and take the next step toward becoming debt-free.
Your Trusted Financial Freedom Partner
United Settlement helps individuals and families break free from debt with personalized, expert solutions. Our experienced team specializes in debt negotiation, offering proven strategies to reduce what you owe.
We’re committed to guiding you toward lasting financial freedom with compassionate, results-driven support.
Success Stories
Tyler D.
Construction Estimator and Family Man
After a difficult separation, Tyler found himself struggling to make ends meet. He was barely managing minimum payments, and high interest rates were consuming nearly all his income—leaving him with just $100 to spare. Stuck in a never-ending cycle of debt, Tyler felt hopeless. He needed a way out, and that’s when he discovered United Debt Settlement.
How United Debt Settlement Changed Tyler’s Life
While scrolling through social media, Tyler came across United Debt Settlement. Skeptical but desperate for a solution, he reached out and connected with a Certified Debt Specialist. From the very first conversation, he knew he was in the right place. The team was understanding, patient, and knowledgeable, making him feel confident in taking the next step.
A Simple, Transparent Process
One of the things Tyler appreciated most was the straightforward and transparent approach. United Debt Settlement walked him through the process in clear, easy-to-understand terms, ensuring he knew exactly what to expect. Patience was key, but seeing real progress made every step worth it. Regular communication and transparency gave Tyler the peace of mind he needed to stay committed.
Breaking Free from Debt for Good
What truly set United Debt Settlement apart was their ability to stop the cycle of debt accumulation. No longer drowning in mounting interest payments, Tyler finally had the chance to pay down his debt without worrying about new charges. This financial relief allowed him to take back control and start planning for a secure future.
A New Beginning: Stability, Better Credit, and Homeownership
Thanks to United Debt Settlement, Tyler’s financial situation has dramatically improved. He’s no longer stressed about making ends meet and can use his money more effectively. His credit score has significantly increased, and best of all—he recently purchased his own home!
Tyler saved 27% on his debt
Gina P.
Singer with the St. Louis Symphony Orchestra
Gina had no financial education and was drowning in mounting debt and high interest rates that felt impossible to escape. When she discovered United Debt Settlement (UDS) online, the authentic, positive reviews reassured her. The process was streamlined and stress-free, with clear communication and proactive creditor negotiations that eased her financial burden.
With expert guidance and exceptional client support, Gina quickly improved her financial situation. Now, as she approaches debt freedom, she credits UDS not only for helping her break free but for empowering her with lifelong money management skills.
Ready to take control of your finances? Start your journey with United Debt Settlement today!
Gina saved 35% on her debt
Ziarmal H.
Primary care physician, dad to 3 wonderful kids
Facing his wife’s sudden illness and unexpected unemployment, Ziarmalt found himself drowning in mounting debt and financial uncertainty. Struggling with escalating bills and no steady income, he turned to United Debt Settlement (UDS) after discovering their strong reviews and compassionate approach on social media.
UDS provided a personalized debt settlement plan that reduced his financial burden far beyond expectations. The relief not only restored his financial stability but also greatly improved his mental well-being, eliminating the stress of borrowing from family and allowing him to regain his peace of mind and dignity.
Ziarmalt’s transformation from financial hardship to stability highlights the life-changing impact of UDS’s expert debt negotiation strategies. If you're struggling with debt, United Debt Settlement can help you take control today!
Ziarmal saved 21% on his debt
Donna E.
Retired Businesswoman
After her husband's passing, Donna was left with overwhelming debt and limited income from her pension. Unsure where to turn, she discovered United Debt Settlement (UDS) through an email and was drawn to their genuine support and transparency.
Choosing UDS proved to be a life-changing decision. Their team handled her debt confidentially and with compassion, providing clear communication and expert guidance every step of the way. Thanks to their effective debt resolution process, Donna found financial relief, peace of mind, and a path toward becoming debt-free.
Her journey with UDS transformed her stress and uncertainty into hope and stability. If you’re struggling with debt, United Debt Settlement is here to help!
Donna saved 19% on her debt
Frequently Asked Questions
Since 2016 United Settlement has helped over 20,000 people get out of debt. Every month, over one thousand new people trust us to take control of their debt finances. We are highly rated and take pride in our proven success.
- Trustpilot Over 3,500 reviews 4.7 out of 5 rating
- Google Over 1,100 reviews 4.8 out of 5 rating
- Consumer Affairs Over 130 reviews 4.7 out of 5 rating
If you are struggling with high-interest credit card debt, United Settlement offers a way out. If financial hardships, like job loss or divorce has made it impossible to keep up with payments, our program can help. Let us help you take control of your debt. Debt settlement can lead to a creditor accepting less than the total amount owed on a debt.
Debt settlement helps you pay less than you owe by negotiating lower balances with creditors. Instead of paying them directly, you’ll make monthly deposits into a Dedicated Savings Account.
As funds grow, we negotiate with creditors. Once a settlement is reached, you authorize payments from your account to clear your debt at a lower cost.
We work with:
- Credit Cards
- Personal Loans & Lines of Credit
- Medical Bills
- Collections
- Repossessions
- Private Student Loans, Business Debt & More
Our fee is performance-based, we only get paid when we deliver results, and you’re satisfied with your savings.
At United Settlement we ensure affordability, we assess your budget to find a real solution. With a flexible deposit schedule, you stay in control every step of the way. As soon as you enroll, your monthly payment is reduced.
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