Get Debt Relief

United Settlement consists of hard-working people on a mission to help others face their debt. We are proud to have helped thousands of people resolve their debts and achieve financial freedom.

Trusted By Our Clients - Thousands Of People Helped!

4.7 3,303 Reviews

View Reviews

How Does It Work?

Ready To Get Started?

See if you qualify for debt relief. Get A Free Savings Estimate to see how quickly you can be debt free.

Embrace financial freedom with our tailored solutions, expert guidance, and unwavering commitment to your success.

Experienced Professionals

Our team comprises seasoned experts who have successfully navigated countless clients towards a debt-free life.

Customized Solutions

We understand that every financial situation is unique. That’s why we craft bespoke debt relief plans tailored to your specific needs.

High Success Rate

Our track record speaks for itself. Our effective strategies and dedicated approach ensure tangible results.

Confidential Consultation

Your privacy is paramount. Rest assured, our consultations are carried out with the utmost discretion and confidentiality.

Explore Our Debt Services & Solutions

Personal Financial Health

Financial health involves managing expenses, saving for the future, and maintaining a strong credit score. It's essential for long-term economic stability and involves regular assessment and strategic planning.

Learn More

Credit Card Debt Services

Credit card debt services help individuals manage and reduce their debt through consolidation, settlement, negotiation, and counseling. These services aim to lower interest rates, create manageable repayment plans, and provide financial guidance to achieve debt relief.

Learn More

Medical Debt

Medical debt refers to bills for healthcare services that individuals owe to hospitals, doctors, or other medical providers. Often people receive medical care but cannot afford to pay the full cost out-of-pocket, even after insurance coverage.

Learn More

Bankruptcy

Bankruptcy is a legal process that helps individuals or businesses eliminate or repay debt under court protection. It can stop collections, protect assets, and provide a fresh financial start through Chapter 7, Chapter 11, or Chapter 13 bankruptcy options.

Learn More

Student Debt

Student debt is money borrowed for education, often through federal or private loans. Student debt solutions include refinancing, income-driven repayment, loan forgiveness, and consolidation, helping borrowers manage payments, reduce interest, and achieve financial freedom.

Learn More

Tax Debt

Tax debt occurs when individuals or businesses owe unpaid taxes to the IRS. Tax debt solutions include installment agreements, offers in compromise, tax settlement, and penalty abatements, helping reduce debt, manage payments, and resolve tax issues efficiently.

Learn More

Auto Debt

Auto debt is money owed on car loans or leases. Auto debt solutions include refinancing, loan consolidation, payment restructuring, and trade-ins, helping borrowers lower interest rates, reduce monthly payments, and manage their auto debt effectively.

Learn More

Home Debt

Home debt refers to mortgages or home equity loans. Home debt solutions include refinancing, loan modification, debt consolidation, and foreclosure prevention, helping homeowner’s lower payments, reduce interest rates, and regain financial stability.

Learn More

Get Debt Relief

Connect with licensed debt specialists dedicated to supporting your long-term financial well-being.

Your Trusted Financial Freedom Partner

United Debt Settlement is a dedicated team of financial experts committed to helping individuals and families achieve financial freedom. With years of experience in debt negotiation and settlement, we specialize in creating personalized strategies to reduce and manage debt.

We believe in providing compassionate, expert guidance to navigate the complexities of debt resolution. Our goal is to offer effective solutions that pave the way for a secure and debt-free future, fostering long-term financial health for our clients.

Success Stories

Brandon L.

Operations Manager, Construction

Before finding the right help, Brandon was overwhelmed by financial struggles. Poor budgeting left him in a negative headspace, and

Total Debt $28,427.00

Monthly Payment $274.97

Program Length 48 Months

Total Savings $6,357.50

Brandon saved 23% on his debt

Tyler D.

Construction Estimator and Family Man

After a difficult separation, Tyler found himself struggling to make ends meet. He was barely managing minimum payments, and high

Total Debt $24,152.00

Monthly Payment $401.01

Program Length 45 Months

Total Savings $6,615.34

Tyler saved 27% on his debt

Gina P.

Singer with the St. Louis Symphony Orchestra

Gina had no financial education and was drowning in mounting debt and high interest rates that felt impossible to escape.

Total Debt $47,839.00

Monthly Payment $756.00

Program Length 44 Months

Total Savings $16,743.65

Gina saved 35% on her debt

Ziarmal H.

Primary care physician, dad to 3 wonderful kids

Facing his wife’s sudden illness and unexpected unemployment, Ziarmalt found himself drowning in mounting debt and financial uncertainty. Struggling with

Total Debt $15,455.00

Monthly Payment $341.00

Program Length 36 Months

Total Savings $3,145.55

Ziarmal saved 21% on his debt

Donna E.

Retired Businesswoman

After her husband's passing, Donna was left with overwhelming debt and limited income from her pension. Unsure where to turn,

Total Debt 16,292.00

Monthly Payment $537.00

Program Length 48 Months

Total Savings $3,115.40

Donna saved 19% on her debt

Cole D.

Former Employee

Before turning to United Debt Settlement (UDS), Cole Denckla struggled with crippling credit card debt after losing his job during

Total Debt $69,083.00

Monthly Payment $768.35

Program Length 60 Months

Total Savings $22,982.00

Cole saved 33% on his debt

Jennifer C.

Housewife

Jennifer struggled with mounting debt, relentless collection calls, and financial strain after her husband's job loss during the COVID-19 pandemic.

Total Debt $84,099.00

Monthly Payment $1,245.15

Program Length 48 Months

Total Savings $24,331.95

Jennifer saved 29% on her debt

Frequently Asked Questions

Why choose United Debt Settlement for debt relief?

Since 2016 United Settlement has helped over 20,000 people get out of debt. Every month, over one thousand new people trust us to take control of their debt finances. We are highly rated and take pride in our proven success.

Trustpilot Over 3,000 reviews 4.7 out of 5 rating
Google Over 900 reviews 4.8 out of 5 rating

Are debt relief programs worth it?

If you are struggling with high-interest credit card debt, United Settlement offers a way out. If financial hardships, like job loss or divorce has made it impossible to keep up with payments, our program can help. Let us help you take control of your debt. Debt settlement can lead to a creditor accepting less than the total amount owed on a debt.

How does it work?

Debt settlement helps you pay less than you owe by negotiating lower balances with creditors. Instead of paying them directly, you’ll make monthly deposits into a Dedicated Savings Account.

As funds grow, we negotiate with creditors. Once a settlement is reached, you authorize payments from your account to clear your debt at a lower cost.

What type of debt can I enroll?

We work with:

Credit Cards
Personal Loans & Lines of Credit
Medical Bills
Collections
Repossessions
Private Student Loans, Business Debt & More

How much does it cost?

Our fee is performance-based, we only get paid when we deliver results, and you’re satisfied with your savings.

At United Settlement we ensure affordability, we assess your budget to find a real solution. With a flexible deposit schedule, you stay in control every step of the way. As soon as you enroll, your monthly payment is reduced.