Skip to content
United Settlement
  • Manage Your Debt
    • get-startedGet Started
    • settlementDebt Settlement
    • consolidationDebt Consolidation
    • debt-managmentDebt Management
    • bankruptcyBankruptcy
    • credit-cardCredit Card Debt
    • businessBusiness Debt
    • car-loanAuto Loan Debt
    • student-debtStudent Loan
  • Understand Your Debt
    • credit-cardCredit Card
    • business-2Small Business Debt
    • medicalMedical
    • loansLoans
    • umbrellaCredit Card Relief
    • interest-ratesInterest Rates
    • student-debtStudent Debt
  • Tools & Resources
    • faqFAQs
    • credit-cardCredit Guidance
    • calculatorCalculator
    • call-usContact Us
    • contact-usAbout Us
  • More
    • Debt Settlement
    • Debt Consolidation
    • Reviews
    • FAQs
    • About Us
    • Contact Us
    • Blog
    • Sitemap
    • Debt Relief by State
    • Careers
Debt Relief & Settlement Programs
Logo
United Settlement
phone icon 888-574-5454
client icon Client Log In
  • More
    • About Us
    • Proven Results
    • Reviews
    • Contact Us
    • Debt Settlement
    • Debt Consolidation
    • Debt Management
    • Business Debt Relief
    • Credit Card Debt Relief
    • Debt Relief by State
    • FAQs
    • Blog
    • Sitemap
    • Careers
Qualify For Debt Relief
Debt Relief & Settlement Programs
  • Manage Your Debt
    • get-startedGet Started
    • settlementDebt Settlement
    • consolidationDebt Consolidation
    • debt-managmentDebt Management
    • bankruptcyBankruptcy
    • credit-cardCredit Card Debt
    • businessBusiness Debt
    • car-loanAuto Loan Debt
    • student-debtStudent Loan
  • Understand Your Debt
    • credit-cardCredit Card
    • business-2Small Business Debt
    • medicalMedical
    • loansLoans
    • umbrellaCredit Card Relief
    • interest-ratesInterest Rates
    • student-debtStudent Debt
  • Tools & Resources
    • faqFAQs
    • credit-cardCredit Guidance
    • calculatorCalculator
    • call-usContact Us
    • contact-usAbout Us
  • More
    • Debt Settlement
    • Debt Consolidation
    • Reviews
    • FAQs
    • About Us
    • Contact Us
    • Blog
    • Sitemap
    • Debt Relief by State
    • Careers
United Settlement » Blog » What is VA Debt Management Program

What is VA Debt Management Program

June 2, 2022

va debt management debt management va va debt management center manage va debt

When you ask active military members what made them join the service, many say the same thing: money! What many don’t realize, though, is that money gravy train doesn’t last long. In fact, recent surveys suggest that about 30% of military veterans are struggling to pay off their bills.

One reason why some veterans are struggling to make ends meet is because they are having trouble with debts they took out while in the service. VA debt management is often a huge issue. Below, we’ll go over exactly what the VA is, how debt accumulates with the agency, and how to manage VA debt like a boss.

Learn everything you need to know to break free from that past debt below.

What is the VA?

VA stands for ‘Veteran’s Affairs,’ and it represents the United States Department of Veterans Affairs. This governmental agency is tasked with helping veterans (and their families) take advantage of military benefits programs. These benefits include services and programs like:

  • Home loan guaranties
  • Pensions
  • Compensation
  • Educational loans
  • Vocational rehabilitation
  • Burial costs
  • Health care costs
  • Nursing home costs

You might be wondering – if this agency is tasked with distributing benefits, then how do veterans accumulate debt with the VA? Debt starts to accumulate when a military member or veteran gets overpaid through the VA program. Some of the most common reasons for overpayment include:

  • A change in your active duty status
  • Withdrawal from class
  • Not attending your class
  • A change in your income or net worth
  • A change in dependency
  • Duplicate or erroneous payments
  • Getting arrested for a crime

If you’ve recently been informed about a debt and you’re not sure if you can pay it, then it’s important to understand the debt management VA offers and your other options, too.

What’s the VA Debt Management Center?

If you’ve accumulated military and veteran debt through the VA, then you’ll get a notification via the mail. This notice will explain exactly why the debt was accumulated, and it will also describe your rights. It will provide you information about how to pay off your debt or how to dispute it if you don’t believe it’s a valid debt.

The VA debt management center can help you with the next steps if you can’t afford to pay your debt or if you’re struggling to pay it off. Here are a few options you’ll have once you’re informed about your debt:

  • Pay your VA debt in full
  • Offset future benefits to resolve past debt
  • Setting up an alternate payment plan
  • Come up with a reduced overall debt amount (offer a compromise)
  • Ask for a waiver or forgiveness
  • Dispute the debt

It’s usually in your best interests to contact the VA directly as a first step if you can’t pay your debt in full. They’ll go over the options outlined above and help you determine which options work best for you. If you haven’t come up with a good solution after your talks with the VA, then you’ll want to look at your other options.

What Happens If I Don’t Act and Owe a VA Debt?

If you owe the VA a debt, then the last thing you want to do is ignore it. If you don’t act upon your notice and you’re currently getting benefits, then the VA might decide to offset your current benefits without your explicit approval. If you’re not getting benefits, then the agency might take other actions. They might report the delinquency to major credit bureaus or refer to the Department of Treasury for collection.

United Debt Settlement’s Military Debt Consolidation Loan Service

Here at United Debt Settlement, we can help you pay off your VA debt through our military debt consolidation loans. These loans are provided at lower interest rates than consolidation loans that are provided to ordinary civilians. They also have lower closing costs and better repayment terms. At times, we can even offer long-term loans that can give you up to 30 years to pay us back.

On top of these benefits, many of our loans provide a greater amount than your current level of debt. That way, you can take advantage of the excess funds to pay off other debt, pay for essentials you need right now, or invest for greater returns in the future.

Are You Looking for More VA Debt Management Help?

While the Department of Veterans Affairs is designed to benefit veterans and active duty military members, it’s not a fault-proof agency. Often, veterans can end up owing the same agency that’s meant to provide benefits to them. VA debt management has become a major issue for both the department and veterans themselves.

Have you exhausted your options with the VA already? Are you looking for better options? Contact our debt experts now to discuss your situation in more detail with one of our best agents.

Gabriel Gorelik, CEO & Co-Founder
Gabriel Gorelik

Gabriel Gorelik paves the way for customer service and operations at United Settlement. He is passionate about numbers and holds a strong belief in helping anyone with their debt. Before United Settlement, Gabriel received his BS in Finance & Economics from Brooklyn College. After graduation, Gabriel went on to build his first financial services company where he managed thousands of accounts for business and consumer clients. He understands the importance of client satisfaction, professionalism, and exceeding expectations.

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)

Related

Search Blog

Are you in debt? we can help

  • Amount
  • Contact

How much do you owe?

Excellent

Based on 377 reviews.
Overall 4.4 out of 5 stars

View All Reviews

Annette Huggins

March 14

That when it seems like nobody can help United will.

This was a great experience for me. I am just starting but Madelene Gallon made me feel like we were friends for years. She tried to make me feel that she would help me and make sure I got the best deal...

Kiirstin

March 01

Kind and caring

Had been searching for a while for a company I could trust to get me out of crippling debt. Really didn’t think it was possible. Spoke to Ben at United Debt and he assured me that not only was it possible,...

Kiirstin

March 01

Kind and caring

Had been searching for a while for a company I could trust to get me out of crippling debt. Really didn’t think it was possible. Spoke to Ben at United Debt and he assured me that not only was it possible,...

Dylan

February 28

Quick, easy assistance!

I've been working with Ben at United Debt to help me organize and get out of debt for once - I've been dealing with debt for ages and Ben showed me some simple ways to begin dealing with things to keep...

Takota Carrie

February 14

I need help

I really appreciate

JONICA Amber PIRON

December 21

Great!

Renika went above and beyond today to help me. She is wonderful to work with! Thank you again Renika for all of your help today! Happy Holidays to you!

Jayvon

December 20

Paying back

They where great listeners

Shawn abetha

December 14

Everything

Thanks

Robert Phillips

November 23

Do your home eork

Paid several thousand dollars and nothing done. Ended up settling 90%by myself. This is a preatory company. So do your homework. This will never post.

Dm

November 18

Customer service is truly helpful

Renika was so helpful. My account was paid off but I kept receiving notifications. She cleared up the situation.

Jose Rosa

November 16

Great Customer Service

Renika did a wonderful job handling my questions and transactions. She is very patient on the phone and took care of my needs accordingly.

Russ

November 03

Very helpful

Renika did a great job in answering all of my questions in a timely manner. She was polite and friendly. Keep her on the payroll.

Anthony Desoto

October 31

What's Important to me is United Settlement Costumer service !

United Settlement Costumer service is Amazing Everyone is Professional . I am so happy choosing them with my card Debt. thank you all for helping me out .

Ri cky

August 23

That this company has integrity!

A responsive company that keeps it clients up to date and fully informed. I like the fact that I can send them a text and be guaranteed an answer within 24 hrs.

Jerry Bolandis

June 04

Professional and focused on facts and truth not hype. Excellent. We want to know facts.

Great work very professional and great updates. Communication is excellent.

janice head

October 25

trust them

Excellent. Also each time i call there they treat me with respect even though they are probably thinking jerk . You sure have made mess of your life. but they have been taught to smile smile smile. this...

Scott W O'Neill

August 01

Thanks for all your help and negotiations.

Thanks for the update! I have faith in you guys and will continue my payments. Thanks for all your help and negotiations.

Cassandra Robinson

July 30

That A Settlement Was Entered.

I Absolutely Love You All At United Settlements. You All Have Saved My Credit Solutions. I Would Refer Everyone To You Services.

Mildred Yvonne Sherron

July 16

The results of the settlement attempts.

So far, I have found United Settlement more than satisfactory. Very conscientious and very efficient in providing a service in debt settlement. Thank you and all the members of your team who are assisting...

Diana Cardona

July 16

Tough Financial Hard Times During Covid-19

I signed up with United Debt Settlement because of large credit card debts, which had taken a financial toll on my credit. UDS has an outstanding reputation assisting clients like me achieve financial recovery...

  • Contact Us
  • 240 West 37th Street
    Suite 400
    New York, NY 10018
  • (888)-574-5454
  • [email protected]
  • Privacy Policy
  • Terms & Conditions
  • Debt Relief Services
  • Debt Settlement
  • Business Debt Relief
  • Credit Card Help
  • Debt Consolidation
  • Debt Management
  • Student Loan Help
  • Careers
Learn more about debt relief


    • facebook
    • Google Plus
    • Twitter
    • YouTube
    • Instagram
    • Linkedin
    • facebook
    • Tools & Resources
    • Contact Us
    • About Us
    • Blog
    • Debt Calculator
    • Frequently Asked Questions
    • Sitemap
    • Reviews
    • Client Login
    Free Savings Estimate
    Apply Here
    Clients who stay according to debt relief program can realize approximate savings of 50% before fees, or 25% including fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for reasons such as: their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period. We do not assume consumer and/or business debt, provide tax, bankruptcy, accounting, legal or credit repair services/ advice. Our program is not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. If you have any additional questions please contact us. NMLS ID: 1947026
    Copyright 2023. United Debt Settlement, LLC
     

    Loading Comments...