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United Settlement » New Home Page with Video
United Debt Settlement December 10, 2021

Get Debt Relief Today

United Debt Settlement consists of hard-working people on a mission to help others face their debt. We are proud to have resolved debts for thousands of clients and stay true to our mission.

Our mission at United Settlement is to help others with their debt. To do that we provide financial advice and education which often helps reduce debt for those struggling financially.

 

  • Business Debt Relief
  • Personal Debt Relief
  • Credit Card Debt Relief
  • Auto Loan Debt Relief
  • Eliminate Your Debt
  • See If This Is Right For You

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✔ Trusted By Our Clients
Thousands of clients helped!

Excellent
Based on 377 reviews

Overall 4.4 out of 5 stars

View All Reviews
March 14

That when it seems like nobody can help United will.

This was a great experience for me. I am just starting but Madelene Gallon made me feel like we were friends for years. She tried to make me feel that she would help me and make sure I got the best deal from United. I hope this...

Annette Huggins
March 01

Kind and caring

Had been searching for a while for a company I could trust to get me out of crippling debt. Really didn’t think it was possible. Spoke to Ben at United Debt and he assured me that not only was it possible, but it would be fairly...

Kiirstin
March 01

Kind and caring

Had been searching for a while for a company I could trust to get me out of crippling debt. Really didn’t think it was possible. Spoke to Ben at United Debt and he assured me that not only was it possible, but it would be fairly...

Kiirstin
February 28

Quick, easy assistance!

I've been working with Ben at United Debt to help me organize and get out of debt for once - I've been dealing with debt for ages and Ben showed me some simple ways to begin dealing with things to keep me from bankruptcy or worse....

Dylan
February 14

I need help

I really appreciate

Takota Carrie
December 21

Great!

Renika went above and beyond today to help me. She is wonderful to work with! Thank you again Renika for all of your help today! Happy Holidays to you!

JONICA Amber PIRON
December 20

Paying back

They where great listeners

Jayvon
December 14

Everything

Thanks

Shawn abetha
November 23

Do your home eork

Paid several thousand dollars and nothing done. Ended up settling 90%by myself. This is a preatory company. So do your homework. This will never post.

Robert Phillips
November 18

Customer service is truly helpful

Renika was so helpful. My account was paid off but I kept receiving notifications. She cleared up the situation.

Dm
November 16

Great Customer Service

Renika did a wonderful job handling my questions and transactions. She is very patient on the phone and took care of my needs accordingly.

Jose Rosa
November 03

Very helpful

Renika did a great job in answering all of my questions in a timely manner. She was polite and friendly. Keep her on the payroll.

Russ
October 31

What's Important to me is United Settlement Costumer service !

United Settlement Costumer service is Amazing Everyone is Professional . I am so happy choosing them with my card Debt. thank you all for helping me out .

Anthony Desoto
August 23

That this company has integrity!

A responsive company that keeps it clients up to date and fully informed. I like the fact that I can send them a text and be guaranteed an answer within 24 hrs.

Ri cky
June 04

Professional and focused on facts and truth not hype. Excellent. We want to know facts.

Great work very professional and great updates. Communication is excellent.

Jerry Bolandis
October 25

trust them

Excellent. Also each time i call there they treat me with respect even though they are probably thinking jerk . You sure have made mess of your life. but they have been taught to smile smile smile. this agency is just awesome....

janice head
August 01

Thanks for all your help and negotiations.

Thanks for the update! I have faith in you guys and will continue my payments. Thanks for all your help and negotiations.

Scott W O'Neill
July 30

That A Settlement Was Entered.

I Absolutely Love You All At United Settlements. You All Have Saved My Credit Solutions. I Would Refer Everyone To You Services.

Cassandra Robinson
July 16

The results of the settlement attempts.

So far, I have found United Settlement more than satisfactory. Very conscientious and very efficient in providing a service in debt settlement. Thank you and all the members of your team who are assisting in bringing me new life. ...

Mildred Yvonne Sherron
July 16

Tough Financial Hard Times During Covid-19

I signed up with United Debt Settlement because of large credit card debts, which had taken a financial toll on my credit. UDS has an outstanding reputation assisting clients like me achieve financial recovery and success. During...

Diana Cardona

Debt Relief and Debt Consolidation Programs

Debt relief or settlement occurs when a debtor negotiates a payoff for less than the total balance owed. Debt consolidation, & debt management combine all unsecured debt to one simple payment, with consolidation usually requiring a loan.

Business

Business Debt Relief

Negotiate, restructure, consolidate, and manage business debt.

Credit card debt

Credit Card Debt

A credit card functions as a personal loan to the consumer that is best paid off in full at the end of each billing cycle.

Debt management

Debt Management

Debt management is a structured program designed to negotiate lower interest rates and payments with your creditors.

Get Started

Get Started

See if you qualify for debt relief. Get A Free Savings Estimate to see how quickly you can be debt free.

Loans

Credit and Loan Plans

Regardless of the type of loan you may be pursuing, make certain to fully understand the terms and conditions for repayment.

Medical debt

Medical Debt

Medical debt can be difficult to deal with, as an individual burdened by a large amount of medical debt didn’t become afflicted out of choice.

Bankruptcy

Bankruptcy

Bankruptcy is a legal procedure that allows individuals, businesses, and other organizations to discharge debts when they can no longer afford to pay them.

Free Calculator

Free Calculator

Our business debt calculator calculates how much extra cash flow you will have with our business debt relief program, assuming you are setting aside funds for the settlement instead of continuing to make the same payments.

Credit Card, Business, & Medical Debt Relief Options Available

Get in contact with licensed debt specialists who facilitate your long-term financial health by presenting a range of debt-relief options. These include credit card debt, business debt, medical debt and more debt relief options.

  • Credit card Debt
  • Business Debt
  • Medical Debt

Credit card Debt

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Solving Your Credit Card Debt Problem

Many people struggle with large credit card debt balances and are searching for a way out of their difficult financial situation. Though the circumstances that led the individual to a high debt burden vary from person to person, the common thread among all of them is a strong desire to become debt-free. The two best approaches to paying off credit card debt are to either accomplish it independently, or by using a debt relief agency.

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Business Debt

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business-4

Negotiate, restructure, consolidate, and manage Business cash advance loans

United Settlement consolidates, restructures, manages and settles loans for small businesses that are struggling with payments. Merchant / business cash advance loan’s charge upwards of 100% APR. We successfully help negotiate settlement and restructuring of business loans by following our core process. This program is designed to help small business survive and succeed.

Get Help Now
Learn More

Medical Debt

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medical-1

Medical Debt

Medical debt can be difficult to deal with, as an individual burdened by a large amount of medical debt didn’t become afflicted out of choice. Most illnesses and accidents occur unexpectedly, and for this reason, burdens associated with medical debt extend beyond the financial realm toward the physical and emotional. Indeed, an ever-expanding pile of medical debt might be the last thing that someone who is struggling with a potentially serious health problem wants to think about.

Get Help Now
Learn More

Debt relief news that keeps you informed on industry information and updates.

At United Settlement, we write about a range of topics like reducing debt for consumers and businesses, getting the best strategy to pay off debts, understanding credit cards and more. In addition to our easy to use site, we have experience in meeting financial needs to our clients.

Recent News

debt-trap

Business Debt Relief

Business debt occurs when business owners struggle to meet debt obligations. Every year thousands of American business owners …

calculator

Free Business Debt Calculator

Are you considering Bankruptcy? Can you barely afford to pay your business bills? Our business debt calculator…

results

Results, Debt Settlement Letters

Here are some examples of successful debt settlements offered to our clients. These letters are limited to customers …

faqs

Business Debt: Frequently Asked Questions

Have you checked your credit recently? Most likely since you are discussing debt negotiation or debt management your …

debt-restructuring

Business Debt Restructuring

See example of successful debt restructuring offered to our clients in need of immediate cash flow …

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Business Bankruptcy Alternatives

If you are contemplating bankruptcy for your business think again, there may be better options. Why do you want to …

financial-burden

Improving your Financial Situation

Here are some examples of successful debt settlements offered to our clients. These letters are limited to customers …

credit-score

Business Credit Scores

Have you checked your credit recently? Most likely since you are discussing debt negotiation or debt management your …

commercial-lease

Residential and Commercial Leases

A lease represents an agreement between two parties to rent a specific property for a fixed amount of money over a period of time …
utilities-bills

Utility Bills Debt

The average American household spends approximately $2,000 per year on energy bills. Like any other component of a household …

United Debt Settlement FAQ

Why choose United Debt Settlement for debt relief?

If you are struggling with high levels of personal or business debt, you are not alone and help is available. That’s where United Debt Settlement comes in – We’re here to alleviate the stress that accompanies struggling with high levels of debt. Our experienced debt relief specialists can help facilitate a variety of debt relief options that include debt settlement, debt consolidation and debt management plans.

Are Debt Relief Programs Worth It?

In a word – Yes! Debt Relief Programs help the individual regain control over their financial life and get back on the road toward financial wellness. Not only can debt relief programs save you money by lowering interest rates and reducing monthly payments, but they also can get you out of debt in less time! Lower interest rates, achieved through a debt management plan or debt consolidation loan will generally result in less interest expense over the life of the debt. Meantime, debt settlement can lead to a creditor accepting less than the total amount owed on a debt. If you would like to know how debt relief programs work, contact us here at United Settlement.

How Does a Debt Relief Program Affect your Credit?

Debt Relief Programs are designed and utilized to bring a debtor back to financial wellness, which includes strengthening a credit score and profile. Getting out of debt takes time and no debt relief program should be entered into as a quick fix, but can be entered into with intention, commitment and patience. Committing to the process will inevitably produce a stronger credit profile, but there can be short-term damage along the way. For instance, in a debt management plan, a number of credit card accounts can be closed, with the initial result being damage to a credit score. However, with time and consistent repayment, a credit score and profile will improve to a higher degree than when a program was initially entered into. Similarly, with debt settlement, delinquent accounts will damage a credit score, but when the negotiated amount is eventually paid off, a credit report will note the payment, and sometimes even note it as paid in full, which will help strengthen a credit profile. Finally, with a debt consolidation loan, outstanding accounts get paid off by the loan proceeds, and subsequent timely repayment behavior against the debt consolidation loan will result in a strengthening of a credit score and profile.

Is United Debt Settlement a Legitimate Company?

Yes, United Debt Settlement is a legitimate company. Our experienced debt relief specialists can help facilitate a variety of debt relief options that include debt settlement, debt consolidation and debt management plans. These debt relief strategies are designed to save you money, save you time, and minimize stress. It’s also important for you to know that United Settlement operates on a pay-for-performance model – our fees are based on a percentage of the amount we save for you.

What are my debt relief options at United Debt Settlement?

Among the debt relief options available at United Debt Settlement are the debt management plan, which involves streamlining multiple credit card payments into one simple monthly payment, resulting in lower interest rates and a lower overall monthly payment. However, if you are delinquent on one or more credit card accounts, Debt Settlement may be a better debt relief option, as it can result in creditors accepting lower balance payoffs than the amount owed. If you have a variety of different high-interest rate debts, a Debt Consolidation Loan may prove to be the best debt relief option, as proceeds can be utilized to pay off multiple creditors and result in a lower blended monthly interest rate and payment.

How can United Debt Settlement help my business achieve debt relief?

When a business owner faces multiple high-interest monthly debt payments from a number of different creditors, things can get messy. Not only is it inconvenient to keep track of various payment schedules to ensure proper timely payments, the avoidance of late fees and damage to a credit score and profile, but it also can be far more expensive than making payments to one single creditor. A business debt consolidation loan taken out at a lower blended interest rate than that of the existing debt scenario can aid in strengthening monthly cash flow by reducing the monthly debt service payment. Another option is business debt settlement, as United Debt Settlement can negotiate with your creditors to settle debts for less than what is owed. Contact the experienced debt relief specialists at United Debt Settlement to discuss the business debt relief options that best suit you and your business’ specific financial situation.

How can United Debt Settlement rebuild my credit after debt settlement?

Business Debt Settlement involves successfully negotiating and settling business accounts for lower payoff amounts than the total balance owed on them. These lower amounts are agreed to by the creditor or collection agency and are fully documented in writing. Terms are often settled in the form of a lump sum payment, although the settlement can also be paid off over a period of time. At United Debt Settlement, our experienced debt settlement professionals enjoy strong relationships with many of the leading providers of business debt and possess a broad understanding of the overall business lending landscape. If you and your business are currently burdened by high levels of business debt, the process of pursuing debt settlement can make sense, and we have a proven strategy in place for achieving successful business debt settlements for our clients. Together we can discuss the appropriate financial specifics related to your business and its debt, determine whether the process of pursuing business debt settlement is right for you, and help you rebuild your credit after debt settlement.

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    Free Savings Estimate
    Apply Here
    Clients who stay according to debt relief program can realize approximate savings of 50% before fees, or 25% including fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for reasons such as: their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period. We do not assume consumer and/or business debt, provide tax, bankruptcy, accounting, legal or credit repair services/ advice. Our program is not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. If you have any additional questions please contact us. NMLS ID: 1947026
    Copyright 2023. United Debt Settlement, LLC