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United Settlement » New Home Page
admin October 17, 2017

Get Debt Relief Today

United Debt Settlement consists of hard-working people on a mission to help others face their debt. We are proud to have resolved debts for thousands of clients and stay true to our mission.

Our mission is to help others with their debt. To do that we provide financial advice and education which often helps reduce debt for those struggling financially.

  • Business Debt Relief
  • Personal Debt Relief
  • Credit Card Debt Relief
  • Student Loan Consolidation
  • Auto Loan Debt Relief
  • Eliminate Your Debt!

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✔ Trusted By Our Clients
Thousands of clients helped!

Excellent
Based on 356 reviews

Overall 4.4 out of 5 stars

View All Reviews
December 28

Time and again, I did not know how to handle my debt

Time and again, I did not know how to handle my debt. Even when I paid my credit cards off, a few months later I was back in the same situation. But this year is different. I contacted United Settlement to see if we could work...

Buddy Ewing
December 27

Business debt relief is what I needed when I contacted the United Settlement crew

Business debt relief is what I needed when I contacted the United Settlement crew. They are committed to helping people like me who requires more help with business debt problems. I had several loans out for my deli, and these...

Lianne Finnegan
December 26

Student loan debt was the reason that I reached out to United Settlement

Student loan debt was the reason that I reached out to United Settlement. I had about 200K plus in student loan debt for my business degree. I recognized that I had to do something when I struggled to make the $1,000 student loan...

Wren Herrera
December 20

There is nothing worse than falling ill and then having to deal with super expensive medical bills

There is nothing worse than falling ill and then having to deal with super expensive medical bills that you really do not have the patience or experience to handle. I was pleased with my experience with United Settlement. They...

Jardel Shah
December 14

I took out a few personal credit cards to open my boutique

I took out a few personal credit cards to open my boutique. When than money ran out, I went on to take out more loans for my business. However, this quickly turned into a disaster. Today, I now have a mountain of debt without a...

Iain Holt
December 12

Who knew that auto loans were so negative for your credit lines

Who knew that auto loans were so negative for your credit lines? Especially, if they are not paid off right away. As a married couple, we had vowed to keep auto loan debt at bay. But, we found ourselves in a situation where we...

Avaya Adkins
December 07

I didn’t have a ton of debt when I contacted United Settlement

I didn’t have a ton of debt when I contacted United Settlement, but what I wanted from them was some information about how to handle my debt management. I knew that I needed some more information to get my business and personal...

Lucien Rojas
December 04

Federal student loans were the reason I ended up at United Settlement

Federal student loans were the reason I ended up at United Settlement. I had about $200K to pay back and I was not quite sure where to tackle that debt once I got out of school. But I reached out to that company and they provided...

Madiha Matthams
December 03

Everyone knows how horrible student loans are

Everyone knows how horrible student loans are. For me and my family, they had become more than just an annoying monthly bill. They had taken over our lives. That’s why I decided to take action and find a company like United Settlement...

Asim Horner
December 03

I wanted to be more informed about my own personal and business debt

The number one reason I chose to contact United Settlement was I wanted to be more informed about my own personal and business debt. When you have credit card debt, it can be extremely frustrating. Especially if you don’t know...

Frankie Mckee
November 29

I cannot believe I was finally able to find a company to actually help me pay off my debt

I cannot believe I was finally able to find a company to actually help me pay off my debt! I thought I would forever be chained to debt. But United Settlement offered me multiple solutions for paying off short- and long-term debt....

Justine O'Ryan
November 21

What your money can do for you.

The great reviews that you have thanks.

Jerry Conley
November 19

Dealing with high interest auto loan debt was difficult for me and my wife

Dealing with high interest auto loan debt was difficult for me and my wife. We thought we got a good deal, but it actually was a horrible loan. So, we reached out to United Settlement, and they got to work creating a debt repayment...

Cathal Brett
November 12

No one really wants to go bankrupt, and neither did my family

No one really wants to go bankrupt, and neither did my family. But fortunately, we did not have to go that route. It was our last resort, but United Settlement helped us figure out a way around bankruptcy for good. They gave us...

Aliesha Ward
November 08

I had been through about 5 different credit counseling agencies before I found United Settlement

I had been through about 5 different credit counseling agencies before I found United Settlement. I had read through their reviews and made the decision to move forward with them. I also was so impressed by their free information...

Filip Rosas
November 07

Save time and money

Just what I needed, already had a company I was working with and I switched because I was able to same some money. Brian and Alfred were really nice and helpful

Susanna Fasenmyer
November 07

As a business facing some unwanted financial difficulties

As a business facing some unwanted financial difficulties, we were at a loss for what to do next when our debt started to soar. We took a closer look at our financial situation by contacting United Settlement. These guys were very...

Warren Hutchinson
November 02

I had no clue how to create a debt management plan

I had no clue how to create a debt management plan and in fact, I didn't even know what a debt management plan was. Fortunately, I reached out to United Settlement before I had too much debt to tackle. I was so pleased with the...

Bobbi O'Quinn
October 31

Being burdened by debt is one of the biggest struggles we faced as a family

Being burdened by debt is one of the biggest struggles we faced as a family. But these people at United Settlement were very helpful in deciphering the different debts we had and then coming up with a debt consolidation planned...

Dawn Mercer
October 29

Student loan debt was my worst enemy before I ran into United Settlement

Student loan debt was my worst enemy before I ran into United Settlement. I really thought I would just have terrible credit for the rest of my life because I will never get out from underneath it. It was so stressful of an experience....

Forrest Guest

Debt Relief and Debt Consolidation Programs

Debt relief or settlement occurs when a debtor negotiates a payoff for less than the total balance owed. Debt consolidation, debt settlement, & debt management combine all unsecured debt to one simple payment.

Business

Business Debt Relief

Negotiate, restructure, consolidate, and manage business debt.

Credit card debt

Credit Card Debt

A credit card functions as a personal loan to the consumer that is best paid off in full at the end of each billing cycle.

Debt management

Debt Management

Debt management is a structured program designed to negotiate lower interest rates and payments with your creditors.

Get Started

Get Started

See if you qualify for debt relief. Get A Free Savings Estimate to see how quickly you can be debt free.

Loans

Credit and Loan Plans

Regardless of the type of loan you may be pursuing, make certain to fully understand the terms and conditions for repayment.

Medical debt

Medical Debt

Medical debt can be difficult to deal with, as an individual burdened by a large amount of medical debt didn’t become afflicted out of choice.

Bankruptcy

Bankruptcy

Bankruptcy is a legal procedure that allows individuals, businesses, and other organizations to discharge debts when they can no longer afford to pay them.

Free Calculator

Free Calculator

Our business debt calculator calculates how much extra cash flow you will have with our business debt relief program.

Credit Card, Business, & Medical Debt Relief Options Available

Get in contact with licensed debt specialists who facilitate your long-term financial health by presenting a range of debt-relief options. These include credit card debt, business debt, medical debt and more debt relief options.

  • Credit card Debt
  • Business Debt
  • Medical Debt

Credit card Debt

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Solving Your Credit Card Debt Problem

Many people struggle with large credit card debt balances and are searching for a way out of their difficult financial situation. Though the circumstances that led the individual to a high debt burden vary from person to person, the common thread among all of them is a strong desire to become debt-free. The two best approaches to paying off credit card debt are to either accomplish it independently, or, if lacking the full ability to do so, to utilize a consumer credit counselor service.

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Business Debt

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Negotiate, restructure, consolidate, and manage Business cash advance loans

United Settlement consolidates, restructures, manages and settles loans for small businesses that are struggling with payments. Merchant / business cash advance loan’s charge upwards of 100% APR. We successfully help negotiate settlement and restructuring of business loans by following our core process. This program is designed to help small business survive and succeed.

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Medical Debt

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Medical Debt

Medical debt can be difficult to deal with, as an individual burdened by a large amount of medical debt didn’t become afflicted out of choice. Most illnesses and accidents occur unexpectedly, and for this reason, burdens associated with medical debt extend beyond the financial realm toward the physical and emotional. Indeed, an ever-expanding pile of medical debt might be the last thing that someone who is struggling with a potentially serious health problem wants to think about.

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Debt relief news that keeps you informed on industry information and updates.

We write about a range of topics like reducing debt for consumers and businesses, getting the best strategy to pay off debts, understanding credit cards and more. In addition to our easy to use site, we have experience in meeting financial needs to our clients.

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Business Debt Relief

Business debt occurs when business owners struggle to meet debt obligations. Every year thousands of American business owners …

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Free Business Debt Calculator

Are you considering Bankruptcy? Can you barely afford to pay your business bills? Our business debt calculator…

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Results, Debt Settlement Letters

Here are some examples of successful debt settlements offered to our clients. These letters are limited to customers …

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Business Debt: Frequently Asked Questions

Have you checked your credit recently? Most likely since you are discussing debt negotiation or debt management your …

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Business Debt Restructuring

See example of successful debt restructuring offered to our clients in need of immediate cash flow …

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Business Bankruptcy Alternatives

If you are contemplating bankruptcy for your business think again, there may be better options. Why do you want to …

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Improving your Financial Situation

Here are some examples of successful debt settlements offered to our clients. These letters are limited to customers …

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Business Credit Scores

Have you checked your credit recently? Most likely since you are discussing debt negotiation or debt management your …

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Residential and Commercial Leases

A lease represents an agreement between two parties to rent a specific property for a fixed amount of money over a period of time …
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Utility Bills Debt

The average American household spends approximately $2,000 per year on energy bills. Like any other component of a household …

United Debt Settlement FAQ

Why choose United Debt Settlement for debt relief?

If you are struggling with high levels of personal or business debt, you are not alone and help is available. That’s where United Debt Settlement comes in – We’re here to alleviate the stress that accompanies struggling with high levels of debt. Our experienced debt relief specialists can help facilitate a variety of debt relief options that include debt settlement, debt consolidation and debt management plans.

Are Debt Relief Programs Worth It?

In a word – Yes! Debt Relief Programs help the individual regain control over their financial life and get back on the road toward financial wellness. Not only can debt relief programs save you money by lowering interest rates and reducing monthly payments, but they also can get you out of debt in less time! Lower interest rates, achieved through a debt management plan or debt consolidation loan will generally result in less interest expense over the life of the debt. Meantime, debt settlement can lead to a creditor accepting less than the total amount owed on a debt. If you would like to know how debt relief programs work, contact us here at United Settlement.

How Does a Debt Relief Program Affect your Credit?

Debt Relief Programs are designed and utilized to bring a debtor back to financial wellness, which includes strengthening a credit score and profile. Getting out of debt takes time and no debt relief program should be entered into as a “quick fix,” but can be entered into with intention, commitment and patience. Committing to the process will inevitably produce a stronger credit profile, but there can be short-term damage along the way. For instance, in a debt management plan, a number of credit card accounts can be closed, with the initial result being damage to a credit score. However, with time and consistent repayment, a credit score and profile will improve to a higher degree than when a program was initially entered into. Similarly, with debt settlement, delinquent accounts will damage a credit score, but when the negotiated amount is eventually paid off, a credit report will note the payment, and sometimes even note it as “paid in full,” which will help strengthen a credit profile. Finally, with a debt consolidation loan, outstanding accounts get paid off by the loan proceeds, and subsequent timely repayment behavior against the debt consolidation loan will result in a strengthening of a credit score and profile.

Is United Debt Settlement a Legitimate Company?

Yes, United Debt Settlement is a legitimate company. Our experienced debt relief specialists can help facilitate a variety of debt relief options that include debt settlement, debt consolidation and debt management plans. These debt relief strategies are designed to save you money, save you time, and minimize stress. It’s also important for you to know that United Settlement operates on a pay-for-performance model – our fees are based on a percentage of the amount we save for you.

What are my debt relief options at United Debt Settlement?

Among the debt relief options available at United Debt Settlement are the debt management plan, which involves streamlining multiple credit card payments into one simple monthly payment, resulting in lower interest rates and a lower overall monthly payment. However, if you are delinquent on one or more credit card accounts, Debt Settlement may be a better debt relief option, as it can result in creditors accepting lower balance payoffs than the amount owed. If you have a variety of different high-interest rate debts, a Debt Consolidation Loan may prove to be the best debt relief option, as proceeds can be utilized to pay off multiple creditors and result in a lower blended monthly interest rate and payment.

How can United Debt Settlement help my business achieve debt relief?

When a business owner faces multiple high-interest monthly debt payments from a number of different creditors, things can get messy. Not only is it inconvenient to keep track of various payment schedules to ensure proper timely payments, the avoidance of late fees and damage to a credit score and profile, but it also can be far more expensive than making payments to one single creditor. A business debt consolidation loan taken out at a lower blended interest rate than that of the existing debt scenario can aid in strengthening monthly cash flow by reducing the monthly debt service payment. Another option is business debt settlement, as United Debt Settlement can negotiate with your creditors to settle debts for less than what is owed. Contact the experienced debt relief specialists at United Debt Settlement to discuss the business debt relief options that best suit you and your business’ specific financial situation.

How can United Debt Settlement rebuild my credit after debt settlement?

Business Debt Settlement involves successfully negotiating and settling business accounts for lower payoff amounts than the total balance owed on them. These lower amounts are agreed to by the creditor or collection agency and are fully documented in writing. Terms are often settled in the form of a lump sum payment, although the settlement can also be paid off over a period of time. At United Debt Settlement, our experienced debt settlement professionals enjoy strong relationships with many of the leading providers of business debt and possess a broad understanding of the overall business lending landscape. If you and your business are currently burdened by high levels of business debt, the process of pursuing debt settlement can make sense, and we have a proven strategy in place for achieving successful business debt settlements for our clients. Together we can discuss the appropriate financial specifics related to your business and its debt, determine whether the process of pursuing business debt settlement is right for you, and help you rebuild your credit after debt settlement.

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    Clients who stay according to debt relief program can realize approximate savings of 50% before fees, or 30% including fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for reasons such as: their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period. We do not assume consumer and/or business debt, provide tax, bankruptcy, accounting, legal or credit repair services/ advice. Our program is not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. If you have any additional questions please contact us.
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