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Debt Relief

Debt relief or settlement occurs when a debtor negotiates a payoff for less than the total balance owed. Debt consolidation, debt settlement, & debt management combine all unsecured debt to one simple payment.

Business

Business Debt

Negotiate, restructure, consolidate, and manage business debt.

Credit card debt

Credit Card Debt

A credit card functions as a personal loan to the consumer that is best paid off in full at the end of each billing cycle.

Debt management

Debt Management

Debt management is a structured program designed to negotiate lower interest rates and payments with your creditors.

Get Started

See if you qualify for debt relief. Get A Free Savings Estimate to see how quickly you can be debt free.

Loans

Credit and Loans

Regardless of the type of loan you may be pursuing, make certain to fully understand the terms and conditions for repayment.

Medical debt

Medical Debt

Medical debt can be difficult to deal with, as an individual burdened by a large amount of medical debt didn’t become afflicted out of choice.

Bankruptcy

Bankruptcy is a legal procedure that allows individuals, businesses, and other organizations to discharge debts when they can no longer afford to pay them.

Free Calculator

Our business debt calculator calculates how much extra cash flow you will have with our business debt relief program.

Get Debt Relief for Unsecured Loans

Get in contact with licensed debt specialists who facilitate your long-term financial health by presenting a range of debt-relief options. These include credit card debt, business debt, medical debt and more debt relief options.

Credit card Debt

Solving Your Credit Card Debt Problem

Many people struggle with large credit card debt balances and are searching for a way out of their difficult financial situation. Though the circumstances that led the individual to a high debt burden vary from person to person, the common thread among all of them is a strong desire to become debt-free. The two best approaches to paying off credit card debt are to either accomplish it independently, or, if lacking the full ability to do so, to utilize a consumer credit counselor service.

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Business Debt

Negotiate, restructure, consolidate, and manage Business cash advance loans

United Settlement consolidates, restructures, manages and settles loans for small businesses that are struggling with payments. Merchant / business cash advance loan’s charge upwards of 100% APR. We successfully help negotiate settlement and restructuring of business loans by following our core process. This program is designed to help small business survive and succeed.

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Medical Debt

Medical Debt

Medical debt can be difficult to deal with, as an individual burdened by a large amount of medical debt didn’t become afflicted out of choice. Most illnesses and accidents occur unexpectedly, and for this reason, burdens associated with medical debt extend beyond the financial realm toward the physical and emotional. Indeed, an ever-expanding pile of medical debt might be the last thing that someone who is struggling with a potentially serious health problem wants to think about.

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Excellent

Based on 347 reviews

Overall 4.4 out of 5 stars

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December 04

Federal student loans were the reason I ended up at United Settlement

Federal student loans were the reason I ended up at United Settlement. I had about $200K to pay back and I was not quite sure where to tackle that debt once I got out of school. But I reached out to that company and they provided...

Madiha Matthams

December 03

Everyone knows how horrible student loans are

Everyone knows how horrible student loans are. For me and my family, they had become more than just an annoying monthly bill. They had taken over our lives. That’s why I decided to take action and find a company like United Settlement...

Asim Horner

December 03

I wanted to be more informed about my own personal and business debt

The number one reason I chose to contact United Settlement was I wanted to be more informed about my own personal and business debt. When you have credit card debt, it can be extremely frustrating. Especially if you don’t know...

Frankie Mckee

November 29

I cannot believe I was finally able to find a company to actually help me pay off my debt

I cannot believe I was finally able to find a company to actually help me pay off my debt! I thought I would forever be chained to debt. But United Settlement offered me multiple solutions for paying off short- and long-term debt....

Justine O'Ryan

November 19

Dealing with high interest auto loan debt was difficult for me and my wife

Dealing with high interest auto loan debt was difficult for me and my wife. We thought we got a good deal, but it actually was a horrible loan. So, we reached out to United Settlement, and they got to work creating a debt repayment...

Cathal Brett

November 12

No one really wants to go bankrupt, and neither did my family

No one really wants to go bankrupt, and neither did my family. But fortunately, we did not have to go that route. It was our last resort, but United Settlement helped us figure out a way around bankruptcy for good. They gave us...

Aliesha Ward

November 08

I had been through about 5 different credit counseling agencies before I found United Settlement

I had been through about 5 different credit counseling agencies before I found United Settlement. I had read through their reviews and made the decision to move forward with them. I also was so impressed by their free information...

Filip Rosas

November 07

As a business facing some unwanted financial difficulties

As a business facing some unwanted financial difficulties, we were at a loss for what to do next when our debt started to soar. We took a closer look at our financial situation by contacting United Settlement. These guys were very...

Warren Hutchinson

November 02

I had no clue how to create a debt management plan

I had no clue how to create a debt management plan and in fact, I didn't even know what a debt management plan was. Fortunately, I reached out to United Settlement before I had too much debt to tackle. I was so pleased with the...

Bobbi O'Quinn

October 31

Being burdened by debt is one of the biggest struggles we faced as a family

Being burdened by debt is one of the biggest struggles we faced as a family. But these people at United Settlement were very helpful in deciphering the different debts we had and then coming up with a debt consolidation planned...

Dawn Mercer

October 29

Student loan debt was my worst enemy before I ran into United Settlement

Student loan debt was my worst enemy before I ran into United Settlement. I really thought I would just have terrible credit for the rest of my life because I will never get out from underneath it. It was so stressful of an experience....

Forrest Guest

October 25

I never thought about settling our credit and auto loan debts

I never thought about settling our credit and auto loan debts. I honestly thought the only way out of our situation was to go bankrupt. But that all changed when we reached out to United Settlement. We were able to successfully...

Henrietta Cline

October 18

We were dealing with extremely high-interest rates on debt

We were dealing with extremely high-interest rates on debt. That made it difficult to make improvements in what we owed. We were pretty much devastated. By our debt because we really wanted to buy a house for our new family. So,...

Ehsan Burris

October 17

Auto loans are my family’s biggest problem

Auto loans are my family’s biggest problem. Sure, having them is a necessary evil in our modern era. We spent years trying to pay our auto loans off. But the problem was, we never could make headway. We missed several payments...

Ezra Acevedo

October 11

Bankruptcy was not an option I wanted to use

Bankruptcy was not an option I really wanted to use. I wanted to find an alternative to this process that would enable me to get rid of my debt for good without having a bad mark on my credit history. That is what United Settlement...

Zachary Armstrong

October 05

United Settlement was there for me when I could not be there for myself

United Settlement was there for me when I could not be there for myself. I was not sure how to move forward when I had a massive amount of debt. I could not figure out how to get out from under the seemingly endless amount of debt...

Branden Ochoa

September 27

I had no idea that I could reorganize my utility builds or residential leases

I had no idea that I could reorganize my utility builds or residential leases. But United Settlement helped me see that I could. They were very friendly in telling us about what our options were as a family and how we could potentially...

Alicia Nichols

September 27

Everybody knows how ridiculous student loans are

Everybody knows how ridiculous student loans are, and that was not lost on me when I chose to take out hundreds of thousands in student loan debt. Relieving a measure of pressure for my student loans was my primary focus. I chose...

Keyaan Hilton

September 22

Restructuring business debt is not an easy thing to do

Restructuring business debt is not an easy thing to do. But United Settlement was great at helping me figure that out. Understanding financial situations and goals was what I really wanted, and they did exactly that. They helped...

Aneesa Cisneros

September 18

I had no clue that I was paying more than 100% APR on my small business loan

When I reached out to United Settlement, I had no clue that I was paying more than 100% APR on my small business loan. I could not believe it! But I was paying that much which meant I could not ever get out from underneath that...

NicoDerm Sumner

Business debt relief
Reduce merchant cash advance payments
Increase business cash flow
Switch to bi-weekly / monthly payments
Eliminate your debt
Small business debt counseling
Small business debt management

Debt relief news that keeps you informed on industry information and updates.

We write about a range of topics like reducing debt for consumers and businesses, getting the best strategy to pay off debts, understanding credit cards and more. In addition to our easy to use site, we have experience in meeting financial needs to our clients.