How Does It Work?
While you stay in control, our debt specialists negotiate with your creditors to settle your debts for less than the full amount owed.
Step 1
Reach out for a complimentary consultation
Share your circumstances and discover your debt relief solutions without any commitment.
Step 2
Find a budget-friendly plan tailored for you.
Approve your customized solution from our range of offerings.
Step 3
Fund Accumulation
Once enrolled, you will diligently accumulate funds in your designated savings account.
Step 4
Engage in Negotiations
As your savings grow, we begin negotiations with your creditor(s) using the accumulated funds.
Step 5
Expedite the Process with More Funds
Recognize that having a higher fund balance can expedite the completion of the settlement process. More available funds often lead to more efficient negotiations and faster settlements.
Step 6
Seek Your Approval
After we have successfully negotiated a settlement offer with your creditor(s), we will seek your approval on the settlement terms. It is important that you fully understand and agree to these terms before proceeding.
Step 7
Withdrawal from Savings
Step 8
Settle with All Enrolled Creditors
Focus on reaching settlements with each of the creditors you have enrolled with in our program.
Step 9
Embark on a Robust Financial Future
Once all your enrolled creditors are fully settled and satisfied, you will have officially completed our program. Set yourself on the path to a more secure and robust financial future, having effectively managed and settled your debts.
We Help With These Debts
We handle a wide range of debts and work daily with major credit card issuers and banks to negotiate reductions.
Get Debt Relief
Connect with licensed debt specialists dedicated to supporting your long-term financial well-being.
You Deserve Financial Peace of Mind
See how we can help you, explore these case studies:
Total Enrolled Debt: $24,152.00
$17,500.66
Tyler D.
Tyler saved 27% on his debt
$24,152.00
$401.01
45 Months
$6,615.34
Trusted By Our Clients - Thousands Of Clients Helped!
Ready To Get Started?
See if you qualify for debt relief. Get A Free Savings Estimate to see how quickly you can be debt free.
Embrace financial freedom with our tailored solutions, expert guidance, and unwavering commitment to your success.
Experienced Professionals
Our team comprises seasoned experts who have successfully navigated countless clients towards a debt-free life.
Customized Solutions
We understand that every financial situation is unique. That’s why we craft bespoke debt relief plans tailored to your specific needs.
High Success Rate
Our track record speaks for itself. Our effective strategies and dedicated approach ensure tangible results.
Confidential Consultation
Your privacy is paramount. Rest assured, our consultations are carried out with the utmost discretion and confidentiality.
Frequently Asked Questions
While the first settlements may happen within a few months, a program typically takes 2 to 4 years to complete. However, the exact length can vary based on several factors, including:
- Total amount of debt
- Number of creditors involved
- Re-occurring payment or deposit amount
- Your consistency with payments into the program
Depending on factors like your current credit standing, payment history, and any missed payments, debt settlement programs may lower your credit score.
However, they can offer a valuable opportunity to reduce your overall debt, avoid bankruptcy, and set you on a path toward rebuilding a stronger financial future.
Our fee is performance-based, we only get paid when we deliver results, and you’re satisfied with your savings.
At United Settlement we ensure affordability, we assess your budget to find a real solution. With a flexible deposit schedule, you stay in control every step of the way. As soon as you enroll, your monthly payment is reduced.
Since 2016 United Settlement has helped over 20,000 people get out of debt. Every month, over one thousand new people trust us to take control of their debt finances. We are highly rated and take pride in our proven success.
- Trustpilot Over 3,500 reviews 4.7 out of 5 rating
- Google Over 1,100 reviews 4.8 out of 5 rating
- Consumer Affairs Over 130 reviews 4.7 out of 5 rating