Recent statistics show that there is a massive gap between those in need of affordable housing and those willing to provide it. Right now, the National Low Income Housing Coalition estimates that there’s a shortage of about 7.3 million rental homes across America.
A Guide to Income Restricted Apartments demo Learn More
You already know that buying a home is going to be expensive, but you might be surprised to learn just how much it costs upfront on average to buy a new home. Statistics from 2022 indicate that the average homebuyer spent about $40,599 at the outset to cover expenses like closing costs, the down payment, and the first month of their mortgage.
What Is an Interest-Only Mortgage demo Learn More
If you have an adjustable rate mortgage, then it’s important to know how fluctuating interest rates can impact your mortgage payments. In general, when interest rates increase, mortgage payments go up, too.
What to Know About Mortgage Rate Predictions demo Learn More
Understanding the significance of mortgage rates in the housing market is crucial. Higher rates can reduce the demand for homes and potentially lower prices. Recognizing this connection is essential when considering debt settlement.
Understanding Mortgage Rates and the Housing Market demo Learn More
A 2017 CareerBuilder survey revealed some startling realities about the percentage of the labor force that lives paycheck to paycheck. Simply put, the majority of U.S. workers – 78% – live from paycheck to paycheck in some form or another!
Cutting These Expenses Can Save You Big Money demo Learn More
Virtually overnight, the COVID-19 pandemic has upended day-to-day life in the United States, and has brought with it a dizzying rate of change. Although the entire United States has not been quarantined as of this writing, many states, cities and counties have enacted “shelter in place” orders and the closing of all non-essential businesses. As a result, the majority of employees now work remotely.
Coronavirus and Your Debt demo Learn More
In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act (Credit CARD Act) to prevent deceptive and abusive practices conducted by credit card issuers. In 2010, a new Federal agency, the Consumer Financial Protection Bureau, was created to help administer the Credit CARD Act when it took effect that following year.
Credit CARD Act of 2009 demo Learn More
