Personal Finance

A 2017 CareerBuilder survey revealed some startling realities about the percentage of the labor force that lives paycheck to paycheck. Simply put, the majority of U.S. workers – 78% – live from paycheck to paycheck in some form or another!

In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act (Credit CARD Act) to prevent deceptive and abusive practices conducted by credit card issuers. In 2010, a new Federal agency, the Consumer Financial Protection Bureau, was created to help administer the Credit CARD Act when it took effect that following year.

Virtually overnight, the COVID-19 pandemic has upended day-to-day life in the United States, and has brought with it a dizzying rate of change. Although the entire United States has not been quarantined as of this writing, many states, cities and counties have enacted “shelter in place” orders and the closing of all non-essential businesses. As a result, the majority of employees now work remotely.

Did you know that New Yorkers routinely get some of the best tax refund checks in the country? That fact might not have carried as much weight in previous years, but considering the current state of the economy, you might

Crafting a solid cease and desist letter is one way to ensure that your requests are not only heard but adhered to.

11 word phrase to stop debt collectors that you can use to your advantage.

A letter of explanation is your opportunity to explain any financial documents that might not show you in the best light.

Smartphone app that can help you maintain your budget even when you’re out shopping.