Copyright 2025. United Settlement, LLC
Your Path Forward Starts Here
- Get a Free Savings Estimate
- Get Out Of Debt Without Bankruptcy
- See How Quickly You Can Be Debt Free
- No Upfront Fees and No Obligation
Trusted by our clients - thousands of people helped!
How Does It Work?
Let’s Begin!
Negotiations
Pay Off Settlements
Financial Freedom
Let’s Begin!
Step 1
Reach out for a complimentary consultation
Share your circumstances and discover your debt relief solutions without any commitment.
Step 2
Find a budget-friendly plan tailored for you.
Approve your customized solution from our range of offerings.
Negotiations
Step 3
Fund Accumulation
Once enrolled, you will diligently accumulate funds in your designated savings account.
Step 4
Engage in Negotiations
As your savings grow, we begin negotiations with your creditor(s) using the accumulated funds.
Step 5
Expedite the Process with More Funds
Recognize that having a higher fund balance can expedite the completion of the settlement process. More available funds often lead to more efficient negotiations and faster settlements.
Pay Off Settlements
Step 6
Seek Your Approval
After we have successfully negotiated a settlement offer with your creditor(s), we will seek your approval on the settlement terms. It is important that you fully understand and agree to these terms before proceeding.
Step 7
Withdrawal from Savings
After reviewing the terms, the agreed-upon settlement amount will then be withdrawn from your designated savings account to fulfill the terms of the settlement.
Financial Freedom
Step 8
Settle with All Enrolled Creditors
Focus on reaching settlements with each of the creditors you have enrolled with in our program.
Step 9
Embark on a Robust Financial Future
Once all your enrolled creditors are fully settled and satisfied, you will have officially completed our program. Set yourself on the path to a more secure and robust financial future, having effectively managed and settled your debts.
Frequently Asked Questions
Why choose United Debt Settlement for debt relief?
Since 2016 United Settlement has helped over 20,000 people get out of debt. Every month, over one thousand new people trust us to take control of their debt finances. We are highly rated and take pride in our proven success.
- Trustpilot Over 3,500 reviews 4.7 out of 5 rating
- Google Over 1,100 reviews 4.8 out of 5 rating
- Consumer Affairs Over 130 reviews 4.7 out of 5 rating
Are debt relief programs worth it?
If you are struggling with high-interest credit card debt, United Settlement offers a way out. If financial hardships, like job loss or divorce has made it impossible to keep up with payments, our program can help. Let us help you take control of your debt. Debt settlement can lead to a creditor accepting less than the total amount owed on a debt.
How does it work?
Debt settlement helps you pay less than you owe by negotiating lower balances with creditors. Instead of paying them directly, you’ll make monthly deposits into a Dedicated Savings Account.
As funds grow, we negotiate with creditors. Once a settlement is reached, you authorize payments from your account to clear your debt at a lower cost.
What type of debt can I enroll?
We work with:
- Credit Cards
- Personal Loans & Lines of Credit
- Medical Bills
- Collections
- Repossessions
- Private Student Loans, Business Debt & More
How much does it cost?
Our fee is performance-based, we only get paid when we deliver results, and you’re satisfied with your savings.
At United Settlement we ensure affordability, we assess your budget to find a real solution. With a flexible deposit schedule, you stay in control every step of the way. As soon as you enroll, your monthly payment is reduced.
Success Stories
Tyler D.
Construction Estimator and Family Man
After a difficult separation, Tyler found himself struggling to make ends meet. He was barely managing minimum payments, and high interest rates were consuming nearly all his income—leaving him with just $100 to spare. Stuck in a never-ending cycle of debt, Tyler felt hopeless. He needed a way out, and that’s when he discovered United Debt Settlement.
How United Debt Settlement Changed Tyler’s Life
While scrolling through social media, Tyler came across United Debt Settlement. Skeptical but desperate for a solution, he reached out and connected with a Certified Debt Specialist. From the very first conversation, he knew he was in the right place. The team was understanding, patient, and knowledgeable, making him feel confident in taking the next step.
A Simple, Transparent Process
One of the things Tyler appreciated most was the straightforward and transparent approach. United Debt Settlement walked him through the process in clear, easy-to-understand terms, ensuring he knew exactly what to expect. Patience was key, but seeing real progress made every step worth it. Regular communication and transparency gave Tyler the peace of mind he needed to stay committed.
Breaking Free from Debt for Good
What truly set United Debt Settlement apart was their ability to stop the cycle of debt accumulation. No longer drowning in mounting interest payments, Tyler finally had the chance to pay down his debt without worrying about new charges. This financial relief allowed him to take back control and start planning for a secure future.
A New Beginning: Stability, Better Credit, and Homeownership
Thanks to United Debt Settlement, Tyler’s financial situation has dramatically improved. He’s no longer stressed about making ends meet and can use his money more effectively. His credit score has significantly increased, and best of all—he recently purchased his own home!
$24,152.00
$401.01
45 Months
$6,615.34
Tyler saved 27% on his debt
Gina P.
Singer with the St. Louis Symphony Orchestra
Gina had no financial education and was drowning in mounting debt and high interest rates that felt impossible to escape. When she discovered United Debt Settlement (UDS) online, the authentic, positive reviews reassured her. The process was streamlined and stress-free, with clear communication and proactive creditor negotiations that eased her financial burden.
With expert guidance and exceptional client support, Gina quickly improved her financial situation. Now, as she approaches debt freedom, she credits UDS not only for helping her break free but for empowering her with lifelong money management skills.
Ready to take control of your finances? Start your journey with United Debt Settlement today!
$47,839.00
$756.00
44 Months
$16,743.65
Gina saved 35% on her debt
Ziarmal H.
Primary care physician, dad to 3 wonderful kids
Facing his wife’s sudden illness and unexpected unemployment, Ziarmalt found himself drowning in mounting debt and financial uncertainty. Struggling with escalating bills and no steady income, he turned to United Debt Settlement (UDS) after discovering their strong reviews and compassionate approach on social media.
UDS provided a personalized debt settlement plan that reduced his financial burden far beyond expectations. The relief not only restored his financial stability but also greatly improved his mental well-being, eliminating the stress of borrowing from family and allowing him to regain his peace of mind and dignity.
Ziarmalt’s transformation from financial hardship to stability highlights the life-changing impact of UDS’s expert debt negotiation strategies. If you're struggling with debt, United Debt Settlement can help you take control today!
$15,455.00
$341.00
36 Months
$3,145.55
Ziarmal saved 21% on his debt
Donna E.
Retired Businesswoman
After her husband's passing, Donna was left with overwhelming debt and limited income from her pension. Unsure where to turn, she discovered United Debt Settlement (UDS) through an email and was drawn to their genuine support and transparency.
Choosing UDS proved to be a life-changing decision. Their team handled her debt confidentially and with compassion, providing clear communication and expert guidance every step of the way. Thanks to their effective debt resolution process, Donna found financial relief, peace of mind, and a path toward becoming debt-free.
Her journey with UDS transformed her stress and uncertainty into hope and stability. If you’re struggling with debt, United Debt Settlement is here to help!
$16,292.00
$537.00
48 Months
$3,115.40
Donna saved 19% on her debt
Clients who stay according to debt relief program can realize approximate savings of 50% before fees, or 25% including fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for reasons such as: their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period. We do not assume consumer and/or business debt, provide tax, bankruptcy, accounting, legal or credit repair services/ advice. Our program is not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. If you have any additional questions please contact us. NMLS ID: 1947026