Ahhh, retirement. Whether you imagine sandy beaches and palm trees, the freedom to do whatever you want while no longer needing to work, or something entirely different of your own design – there’s little getting around the fact that retirement requires financial … [Read More..]
Wedding bells ring…and sometimes they die out. According to the American Psychological Association, 90% of people in Western cultures get married by the age of fifty. However, 40%-50% of all first marriages end in divorce. For many Americans, divorce and debt become … [Read More..]
The COVID-19 pandemic has led to a swift and sudden rash of unemployment, as increasing spikes in corona virus infections have forced a number of state economies to shut down and scale back the pace of reopening. Service industries have been hardest … [Read More..]
Debt settlement occurs when a debtor successfully negotiates a payoff amount for less than the total balance owed on a debt. This lower negotiated amount is agreed to by the creditor or collection agency and must be fully documented in writing. The … [Read More..]
Handling multiple debts, due dates, and payment amounts are difficult at any time. Periods of stress, like the ongoing COVID-19 pandemic, only make managing money that much harder. Maintaining a complicated calendar of debt payments during a global crisis may be low … [Read More..]
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