Credit Card Payoff Calculator
Are you tired of carrying a credit card balance and ready to pay it off once and for all? Our credit card payoff calculator can help. By inputting your current balance, interest rate, and desired repayment timeline, you can determine what it will take to meet your repayment goals. Plus, the calculator also provides helpful insights into what changes you can make to your repayment strategy to ensure you meet your goals. Don’t let credit card debt hold you back any longer. Take control of your finances and use our credit card payoff calculator to start your journey towards financial freedom today.
Credit Card Pay Off Calculator Definitions
Current balance
Current outstanding balance on your credit card.
Interest rate (APR)
The annual interest rate being charged for this credit card.
Payoff goal (in months)
Your goal for paying off this credit card. This is the number of months by which you would like to have completely paid off this credit card balance.
Current monthly payment
The amount you are currently paying per month on this credit card. Please enter the amount you actually pay, not the minimum payment. This amount is used to calculate how long it will take you to pay off your balance.
Additional monthly charges
Total new charges you expect to put on this credit card per month.
Annual fee
Your annual fee for this credit card, if any.
Major purchase
If you expect a major purchase beyond your normal charges, enter the amount to be spent here.
Months before purchase
Number of months before your major purchase will occur.
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