LendingTree trusts United Settlement to help clients it deems as worthy candidates for the debt relief services that our company provides.
With a proven track record of achieving successful debt settlements with creditors that include Chase, Bank of America, Wells Fargo, Discover, Capital One, American Express, and Barclays, among others, United Settlement provides LendingTree clients who are currently suffering through financial hardship with effective debt relief strategies that help forge the path toward a debt-free lifestyle.
LendingTree Inc. is an online lending exchange that connects consumers with multiple lenders, banks and credit partners. Founded in 1998 and headquartered in Charlotte, NC, LendingTree has handled over 65 million loan requests since inception and trades publicly on Nasdaq under the ticker symbol TREE.
LendingTree’s diverse network includes many of the nation’s largest lending institutions, regional, and alternative lenders and allows consumers to comparison shop loans that best suit their needs while empowering them to make appropriate financial decisions based on a variety of informational resources and tools.
What is Debt Relief?
For those individuals burdened with onerous levels of debt – whether it be high-interest unsecured credit card debt, a personal installment loan, home mortgage, auto loan, student loan debt, medical debt – or any combination thereof, effective debt relief can provide hope and a pathway toward a debt-free lifestyle.
The three primary forms of debt relief are debt settlement, debt consolidation, and entering into a debt management plan. Debt settlement occurs when a debtor successfully negotiates a payoff amount for less than the total balance owed on a debt and is a viable form of debt relief when a debtor has fallen delinquent on several credit card accounts.
Creditors recognize that delinquent accounts approaching charge-off status may eventually become worthless to them, and are therefore often willing to accept less than the balance owed. United Settlement frequently successfully negotiates lower balance payoffs with creditors, who often mark the settled account as “paid in full” on a credit report.
A debt consolidation loan is a form of debt relief that simplifies the repayment process by paying off various creditors through one simple monthly payment, usually at a lower blended overall interest rate. However, whereas credit card debt is unsecured, debt associated with a consolidation loan is often secured and backed by collateral such as a house or car.
Failure to pay back a debt consolidation loan in a timely manner, therefore, can result in foreclosure or repossession. A debt management plan (DMP) is a form of debt relief for individuals with too much unsecured credit card debt who are having difficulty paying bills to a variety of creditors.
A DMP allows for one streamlined, lower monthly payment that gets allocated to the various creditors, resulting in a lower blended interest rate while providing a debtor with the opportunity to get out of debt over a three- to five-year time period.
Handling my business debt was not something I looked forward to
Handling my business debt was not something I looked forward to. But United Settlement was so patient with my questions and helped me figure out how to handle my debt as a small business owner. I qualified for a small business...
I didn't even know what type of interest rates there were and how those affected my debt overall
When I contacted United Settlement, I didn't even know what type of interest rates there were and how those affected my debt overall. So, when I went to go buy a new house, I was shocked to find out that I had terrible credit....
Debt settlement is what we signed up for when we were interested in using United Settlement
Debt settlement is what we signed up for when we were interested in using United Settlement. We needed a company to negotiate on our behalf to help us reduce the total amount of debt we owed, and we were looking for some hands-on...
I had no idea that I could lower my credit card interest rates. But when I contacted United Settlement, they explained to me that I could negotiate my interest rates down lower along with my payoff balance. Having this type of...
If you have ever had an unmanageable amount of credit card debt
If you have ever had an unmanageable amount of credit card debt, you know how ridiculous it is to try to pay it off. In my situation, I did not want to wait until the last moment to get this debt under control. So, I contacted...
Medical debt is damaging to your long-term credit
Medical debt is damaging to your long-term credit. That is what we were dedicated to managing our debt as soon as we got our medical bills from an unexpected surgery that our insurance did not cover. I turned to United Settlement...
Finding a good alternative to business debt relief is far from easy
Finding a good alternative to business debt relief is far from easy. As a company, we have spent years trying to find a good solution to our business’ debt, because if we can get it out of the way we can thrive. That’s what...
I had no clue that a debt consulting company could provide guidance
I had no clue that a debt consulting company could provide guidance and what type of loans you should take out. I was thrilled by the communication I had with United Settlement. They did not hesitate to provide me with the best...
Buying a new vehicle should not stress you out to the point that you cry every night to go to sleep
Buying a new vehicle should not stress you out to the point that you cry every night to go to sleep. But that was the point I was at before I contacted United Settlement. These guys were professionals at helping me figure out what...
I knew I needed to file bankruptcy before I even contacted the team at United Settlement
I knew I needed to file bankruptcy before I even contacted the team at United Settlement. My biggest issue was how to file and also what type of bankruptcy I should file. A lot of people do not know that there are three types of...
Who would have thought that auto loan debt can take such a toll on a family
Who would have thought that auto loan debt can take such a toll on a family? Well, we discovered how that could happen when our family bought two new vehicles. We thought we could afford the payments, but we did not take into consideration...
Why go bankrupt when you do not have to?
Why go bankrupt when you do not have to? That was my thinking when I decided to hire United Settlement. I wanted them to help me get out from underneath my credit card and auto loan debt. They were very thorough in explaining to...
Who knew that you could get credit card debt relief
Who knew that you could get credit card debt relief just by reaching out to a credit card consolidation company? I did not. But I had a friend recommend United Settlement to help me get through my debt situation. They recommended...
We had a revolving credit card debt that just wouldn’t quit
We had a revolving credit card debt that just wouldn’t quit. This in turn made it difficult to try to buy a house. Our credit card debt literally held us back from moving forward in life. But our goal was to reduce the debt so...
There comes a time when you realize you need help with your debt consolidation
There comes a time when you realize you need help with your debt consolidation. And that time came for me last year. I contacted United Settlement to help me manage my debt issues. They were friendly and very informative with their...
Small business loan debt was crippling our company.
Small business loan debt was crippling our company. We have spent many years building our business, but we had to take out several loans to get through a slow period. Fortunately, those loans helped, but now we have a mountain...
If you have ever run a business before, you know how quickly you can get into debt
If you have ever run a business before, you know how quickly you can get into debt. That’s right, you can be trying to live your best life and end up in a situation you cannot get yourself out of. That is where I found myself...
Our credit card interest rates were astronomical
Our credit card debt was not really that bad, but our credit card interest rates were astronomical, which meant we could not get out from under our debt as quickly as we would have liked. We used United Settlement because they...
I had no idea that I would qualify for business debt consolidation loans
I had no idea that I would qualify for business debt consolidation loans. But United Settlement walked me through what that process was like and gave me insight into how to manage my future debt so that I did not have to pay more...
The last thing I wanted to do is file for business bankruptcy
The last thing I wanted to do is file for business bankruptcy, but that was before I knew how common it was and how little it actually affected my personal credit. United Settlement informed me of that truth and gave me a way out...
Who is Debt Relief Meant For?
Debt relief is designed for those individuals who are suffering through some form of financial hardship as a result of having incurred too much debt. Racing to keep up with monthly payments while facing an exogenous event such as a job loss, pay cut, sudden illness, medical debt, divorce or some other extenuating circumstance can prove difficult even for those individuals with the best of intentions.
Helping people transition away from a stressful period of financial hardship and toward the peace of mind that comes with living a debt-free lifestyle is why we get out of bed in the morning. LendingTree trusts United Settlement’s experienced debt relief specialists with their clients – and you should too. If you are a good candidate for debt relief, contact us today. Together we can discuss your specific financial situation and get you on the road toward living a debt-free lifestyle.
Helping others with their debt is our mission
In Dec 2007 when the Great Recession began we recognized people need help. Family and friends were struggling to make minimum payments. Once we successfully helped them we knew we wanted to help more, that now is United Debt Settlement.
Our mission is to help others with their debt. To do that we provide financial advice and education which often helps reduce debt for those struggling financially.
Values, Commitment, and Reputation
We believe in transparency and communication, that’s why we built a customized portal for every client. Any progress is securely recorded in your account, that’s our values.
We do not charge fees for personal debt before it is settled and our whole team is IAPDA licensed, that is our commitment. We do business ethically, in a way that relates to moral principles, and that is our reputation.
Marcel Bluvstein, President & Co-Founder
Marcel Bluvstein graduated Touro College with a BS in Business Finance & Marketing. Marcel continued his education at Harvard University, studying Strategic Management for Growth Companies. Prior to United Settlement Marcel worked at Rodman & Renshaw a full-service investment bank.
Gabriel Gorelik, CEO & Co-Founder
Gabriel Gorelik paves the way for customer service and operations at United Settlement. He is passionate about numbers and holds a strong belief in helping anyone with their debt. Before United Settlement, Gabriel received his BS in Finance & Economics from Brooklyn College. After graduation, Gabriel went on to build his first financial services company where he managed over 1,000 business clients.
Helping others Is a core value and mission. Giving donations is what we strive to do more of. some organizations we’ve supported include: