LendingTree trusts United Settlement to help clients it deems as worthy candidates for the debt relief services that our company provides.
With a proven track record of achieving successful debt settlements with creditors that include Chase, Bank of America, Wells Fargo, Discover, Capital One, American Express, and Barclays, among others, United Settlement provides LendingTree clients who are currently suffering through financial hardship with effective debt relief strategies that help forge the path toward a debt-free lifestyle.
LendingTree Inc. is an online lending exchange that connects consumers with multiple lenders, banks and credit partners. Founded in 1998 and headquartered in Charlotte, NC, LendingTree has handled over 65 million loan requests since inception and trades publicly on Nasdaq under the ticker symbol TREE.
LendingTree’s diverse network includes many of the nation’s largest lending institutions, regional, and alternative lenders and allows consumers to comparison shop loans that best suit their needs while empowering them to make appropriate financial decisions based on a variety of informational resources and tools.
What is Debt Relief?
For those individuals burdened with onerous levels of debt – whether it be high-interest unsecured credit card debt, a personal installment loan, home mortgage, auto loan, student loan debt, medical debt – or any combination thereof, effective debt relief can provide hope and a pathway toward a debt-free lifestyle.
The three primary forms of debt relief are debt settlement, debt consolidation, and entering into a debt management plan. Debt settlement occurs when a debtor successfully negotiates a payoff amount for less than the total balance owed on a debt and is a viable form of debt relief when a debtor has fallen delinquent on several credit card accounts.
Creditors recognize that delinquent accounts approaching charge-off status may eventually become worthless to them, and are therefore often willing to accept less than the balance owed. United Settlement frequently successfully negotiates lower balance payoffs with creditors, who often mark the settled account as “paid in full” on a credit report.
A debt consolidation loan is a form of debt relief that simplifies the repayment process by paying off various creditors through one simple monthly payment, usually at a lower blended overall interest rate. However, whereas credit card debt is unsecured, debt associated with a consolidation loan is often secured and backed by collateral such as a house or car.
Failure to pay back a debt consolidation loan in a timely manner, therefore, can result in foreclosure or repossession. A debt management plan (DMP) is a form of debt relief for individuals with too much unsecured credit card debt who are having difficulty paying bills to a variety of creditors.
A DMP allows for one streamlined, lower monthly payment that gets allocated to the various creditors, resulting in a lower blended interest rate while providing a debtor with the opportunity to get out of debt over a three- to five-year time period.
Dealing with high interest auto loan debt was difficult for me and my wife
Dealing with high interest auto loan debt was difficult for me and my wife. We thought we got a good deal, but it actually was a horrible loan. So, we reached out to United Settlement, and they got to work creating a debt repayment...
No one really wants to go bankrupt, and neither did my family
No one really wants to go bankrupt, and neither did my family. But fortunately, we did not have to go that route. It was our last resort, but United Settlement helped us figure out a way around bankruptcy for good. They gave us...
I had been through about 5 different credit counseling agencies before I found United Settlement
I had been through about 5 different credit counseling agencies before I found United Settlement. I had read through their reviews and made the decision to move forward with them. I also was so impressed by their free information...
As a business facing some unwanted financial difficulties
As a business facing some unwanted financial difficulties, we were at a loss for what to do next when our debt started to soar. We took a closer look at our financial situation by contacting United Settlement. These guys were very...
I had no clue how to create a debt management plan
I had no clue how to create a debt management plan and in fact, I didn't even know what a debt management plan was. Fortunately, I reached out to United Settlement before I had too much debt to tackle. I was so pleased with the...
Being burdened by debt is one of the biggest struggles we faced as a family
Being burdened by debt is one of the biggest struggles we faced as a family. But these people at United Settlement were very helpful in deciphering the different debts we had and then coming up with a debt consolidation planned...
Student loan debt was my worst enemy before I ran into United Settlement
Student loan debt was my worst enemy before I ran into United Settlement. I really thought I would just have terrible credit for the rest of my life because I will never get out from underneath it. It was so stressful of an experience....
I never thought about settling our credit and auto loan debts
I never thought about settling our credit and auto loan debts. I honestly thought the only way out of our situation was to go bankrupt. But that all changed when we reached out to United Settlement. We were able to successfully...
We were dealing with extremely high-interest rates on debt
We were dealing with extremely high-interest rates on debt. That made it difficult to make improvements in what we owed. We were pretty much devastated. By our debt because we really wanted to buy a house for our new family. So,...
Auto loans are my family’s biggest problem
Auto loans are my family’s biggest problem. Sure, having them is a necessary evil in our modern era. We spent years trying to pay our auto loans off. But the problem was, we never could make headway. We missed several payments...
Bankruptcy was not an option I wanted to use
Bankruptcy was not an option I really wanted to use. I wanted to find an alternative to this process that would enable me to get rid of my debt for good without having a bad mark on my credit history. That is what United Settlement...
United Settlement was there for me when I could not be there for myself
United Settlement was there for me when I could not be there for myself. I was not sure how to move forward when I had a massive amount of debt. I could not figure out how to get out from under the seemingly endless amount of debt...
I had no idea that I could reorganize my utility builds or residential leases
I had no idea that I could reorganize my utility builds or residential leases. But United Settlement helped me see that I could. They were very friendly in telling us about what our options were as a family and how we could potentially...
Everybody knows how ridiculous student loans are
Everybody knows how ridiculous student loans are, and that was not lost on me when I chose to take out hundreds of thousands in student loan debt. Relieving a measure of pressure for my student loans was my primary focus. I chose...
Restructuring business debt is not an easy thing to do
Restructuring business debt is not an easy thing to do. But United Settlement was great at helping me figure that out. Understanding financial situations and goals was what I really wanted, and they did exactly that. They helped...
I had no clue that I was paying more than 100% APR on my small business loan
When I reached out to United Settlement, I had no clue that I was paying more than 100% APR on my small business loan. I could not believe it! But I was paying that much which meant I could not ever get out from underneath that...
Handling my business debt was not something I looked forward to
Handling my business debt was not something I looked forward to. But United Settlement was so patient with my questions and helped me figure out how to handle my debt as a small business owner. I qualified for a small business...
I didn't even know what type of interest rates there were and how those affected my debt overall
When I contacted United Settlement, I didn't even know what type of interest rates there were and how those affected my debt overall. So, when I went to go buy a new house, I was shocked to find out that I had terrible credit....
Debt settlement is what we signed up for when we were interested in using United Settlement
Debt settlement is what we signed up for when we were interested in using United Settlement. We needed a company to negotiate on our behalf to help us reduce the total amount of debt we owed, and we were looking for some hands-on...
I had no idea that I could lower my credit card interest rates. But when I contacted United Settlement, they explained to me that I could negotiate my interest rates down lower along with my payoff balance. Having this type of...
Who is Debt Relief Meant For?
Debt relief is designed for those individuals who are suffering through some form of financial hardship as a result of having incurred too much debt. Racing to keep up with monthly payments while facing an exogenous event such as a job loss, pay cut, sudden illness, medical debt, divorce or some other extenuating circumstance can prove difficult even for those individuals with the best of intentions.
Helping people transition away from a stressful period of financial hardship and toward the peace of mind that comes with living a debt-free lifestyle is why we get out of bed in the morning. LendingTree trusts United Settlement’s experienced debt relief specialists with their clients – and you should too. If you are a good candidate for debt relief, contact us today. Together we can discuss your specific financial situation and get you on the road toward living a debt-free lifestyle.
Helping others with their debt is our mission
In Dec 2007 when the Great Recession began we recognized people need help. Family and friends were struggling to make minimum payments. Once we successfully helped them we knew we wanted to help more, that now is United Debt Settlement.
Our mission is to help others with their debt. To do that we provide financial advice and education which often helps reduce debt for those struggling financially.
Values, Commitment, and Reputation
We believe in transparency and communication, that’s why we built a customized portal for every client. Any progress is securely recorded in your account, that’s our values.
We do not charge fees for personal debt before it is settled and our whole team is IAPDA licensed, that is our commitment. We do business ethically, in a way that relates to moral principles, and that is our reputation.
Marcel Bluvstein, President & Co-Founder
Marcel Bluvstein graduated Touro College with a BS in Business Finance & Marketing. Marcel continued his education at Harvard University, studying Strategic Management for Growth Companies. Prior to United Settlement Marcel worked at Rodman & Renshaw a full-service investment bank.
Gabriel Gorelik, CEO & Co-Founder
Gabriel Gorelik paves the way for customer service and operations at United Settlement. He is passionate about numbers and holds a strong belief in helping anyone with their debt. Before United Settlement, Gabriel received his BS in Finance & Economics from Brooklyn College. After graduation, Gabriel went on to build his first financial services company where he managed over 1,000 business clients.
Helping others Is a core value and mission. Giving donations is what we strive to do more of. some organizations we’ve supported include: