LendingTree trusts United Settlement to help clients it deems as worthy candidates for the debt relief services that our company provides.
With a proven track record of achieving successful debt settlements with creditors that include Chase, Bank of America, Wells Fargo, Discover, Capital One, American Express, and Barclays, among others, United Settlement provides LendingTree clients who are currently suffering through financial hardship with effective debt relief strategies that help forge the path toward a debt-free lifestyle.
LendingTree Inc. is an online lending exchange that connects consumers with multiple lenders, banks and credit partners. Founded in 1998 and headquartered in Charlotte, NC, LendingTree has handled over 65 million loan requests since inception and trades publicly on Nasdaq under the ticker symbol TREE.
LendingTree’s diverse network includes many of the nation’s largest lending institutions, regional, and alternative lenders and allows consumers to comparison shop loans that best suit their needs while empowering them to make appropriate financial decisions based on a variety of informational resources and tools.
What is Debt Relief?
For those individuals burdened with onerous levels of debt – whether it be high-interest unsecured credit card debt, a personal installment loan, home mortgage, auto loan, student loan debt, medical debt – or any combination thereof, effective debt relief can provide hope and a pathway toward a debt-free lifestyle.
The three primary forms of debt relief are debt settlement, debt consolidation, and entering into a debt management plan. Debt settlement occurs when a debtor successfully negotiates a payoff amount for less than the total balance owed on a debt and is a viable form of debt relief when a debtor has fallen delinquent on several credit card accounts.
Creditors recognize that delinquent accounts approaching charge-off status may eventually become worthless to them, and are therefore often willing to accept less than the balance owed. United Settlement frequently successfully negotiates lower balance payoffs with creditors, who often mark the settled account as “paid in full” on a credit report.
A debt consolidation loan is a form of debt relief that simplifies the repayment process by paying off various creditors through one simple monthly payment, usually at a lower blended overall interest rate. However, whereas credit card debt is unsecured, debt associated with a consolidation loan is often secured and backed by collateral such as a house or car.
Failure to pay back a debt consolidation loan in a timely manner, therefore, can result in foreclosure or repossession. A debt management plan (DMP) is a form of debt relief for individuals with too much unsecured credit card debt who are having difficulty paying bills to a variety of creditors.
A DMP allows for one streamlined, lower monthly payment that gets allocated to the various creditors, resulting in a lower blended interest rate while providing a debtor with the opportunity to get out of debt over a three- to five-year time period.
Time and again, I did not know how to handle my debt
Time and again, I did not know how to handle my debt. Even when I paid my credit cards off, a few months later I was back in the same situation. But this year is different. I contacted United Settlement to see if we could work...
Business debt relief is what I needed when I contacted the United Settlement crew
Business debt relief is what I needed when I contacted the United Settlement crew. They are committed to helping people like me who requires more help with business debt problems. I had several loans out for my deli, and these...
Student loan debt was the reason that I reached out to United Settlement
Student loan debt was the reason that I reached out to United Settlement. I had about 200K plus in student loan debt for my business degree. I recognized that I had to do something when I struggled to make the $1,000 student loan...
There is nothing worse than falling ill and then having to deal with super expensive medical bills
There is nothing worse than falling ill and then having to deal with super expensive medical bills that you really do not have the patience or experience to handle. I was pleased with my experience with United Settlement. They...
I took out a few personal credit cards to open my boutique
I took out a few personal credit cards to open my boutique. When than money ran out, I went on to take out more loans for my business. However, this quickly turned into a disaster. Today, I now have a mountain of debt without a...
Who knew that auto loans were so negative for your credit lines
Who knew that auto loans were so negative for your credit lines? Especially, if they are not paid off right away. As a married couple, we had vowed to keep auto loan debt at bay. But, we found ourselves in a situation where we...
I didn’t have a ton of debt when I contacted United Settlement
I didn’t have a ton of debt when I contacted United Settlement, but what I wanted from them was some information about how to handle my debt management. I knew that I needed some more information to get my business and personal...
Federal student loans were the reason I ended up at United Settlement
Federal student loans were the reason I ended up at United Settlement. I had about $200K to pay back and I was not quite sure where to tackle that debt once I got out of school. But I reached out to that company and they provided...
Everyone knows how horrible student loans are
Everyone knows how horrible student loans are. For me and my family, they had become more than just an annoying monthly bill. They had taken over our lives. That’s why I decided to take action and find a company like United Settlement...
I wanted to be more informed about my own personal and business debt
The number one reason I chose to contact United Settlement was I wanted to be more informed about my own personal and business debt. When you have credit card debt, it can be extremely frustrating. Especially if you don’t know...
I cannot believe I was finally able to find a company to actually help me pay off my debt
I cannot believe I was finally able to find a company to actually help me pay off my debt! I thought I would forever be chained to debt. But United Settlement offered me multiple solutions for paying off short- and long-term debt....
What your money can do for you.
The great reviews that you have thanks.
Dealing with high interest auto loan debt was difficult for me and my wife
Dealing with high interest auto loan debt was difficult for me and my wife. We thought we got a good deal, but it actually was a horrible loan. So, we reached out to United Settlement, and they got to work creating a debt repayment...
No one really wants to go bankrupt, and neither did my family
No one really wants to go bankrupt, and neither did my family. But fortunately, we did not have to go that route. It was our last resort, but United Settlement helped us figure out a way around bankruptcy for good. They gave us...
I had been through about 5 different credit counseling agencies before I found United Settlement
I had been through about 5 different credit counseling agencies before I found United Settlement. I had read through their reviews and made the decision to move forward with them. I also was so impressed by their free information...
Save time and money
Just what I needed, already had a company I was working with and I switched because I was able to same some money. Brian and Alfred were really nice and helpful
As a business facing some unwanted financial difficulties
As a business facing some unwanted financial difficulties, we were at a loss for what to do next when our debt started to soar. We took a closer look at our financial situation by contacting United Settlement. These guys were very...
I had no clue how to create a debt management plan
I had no clue how to create a debt management plan and in fact, I didn't even know what a debt management plan was. Fortunately, I reached out to United Settlement before I had too much debt to tackle. I was so pleased with the...
Being burdened by debt is one of the biggest struggles we faced as a family
Being burdened by debt is one of the biggest struggles we faced as a family. But these people at United Settlement were very helpful in deciphering the different debts we had and then coming up with a debt consolidation planned...
Student loan debt was my worst enemy before I ran into United Settlement
Student loan debt was my worst enemy before I ran into United Settlement. I really thought I would just have terrible credit for the rest of my life because I will never get out from underneath it. It was so stressful of an experience....
Who is Debt Relief Meant For?
Debt relief is designed for those individuals who are suffering through some form of financial hardship as a result of having incurred too much debt. Racing to keep up with monthly payments while facing an exogenous event such as a job loss, pay cut, sudden illness, medical debt, divorce or some other extenuating circumstance can prove difficult even for those individuals with the best of intentions.
Helping people transition away from a stressful period of financial hardship and toward the peace of mind that comes with living a debt-free lifestyle is why we get out of bed in the morning. LendingTree trusts United Settlement’s experienced debt relief specialists with their clients – and you should too. If you are a good candidate for debt relief, contact us today. Together we can discuss your specific financial situation and get you on the road toward living a debt-free lifestyle.
Helping others with their debt is our mission
In Dec 2007 when the Great Recession began we recognized people need help. Family and friends were struggling to make minimum payments. Once we successfully helped them we knew we wanted to help more, that now is United Debt Settlement.
Our mission is to help others with their debt. To do that we provide financial advice and education which often helps reduce debt for those struggling financially.
Values, Commitment, and Reputation
We believe in transparency and communication, that’s why we built a customized portal for every client. Any progress is securely recorded in your account, that’s our values.
We do not charge fees for personal debt before it is settled and our whole team is IAPDA licensed, that is our commitment. We do business ethically, in a way that relates to moral principles, and that is our reputation.
Marcel Bluvstein, President & Co-Founder
Marcel Bluvstein graduated Touro College with a BS in Business Finance & Marketing. Marcel continued his education at Harvard University, studying Strategic Management for Growth Companies. Prior to United Settlement Marcel worked at Rodman & Renshaw a full-service investment bank.
Gabriel Gorelik, CEO & Co-Founder
Gabriel Gorelik paves the way for customer service and operations at United Settlement. He is passionate about numbers and holds a strong belief in helping anyone with their debt. Before United Settlement, Gabriel received his BS in Finance & Economics from Brooklyn College. After graduation, Gabriel went on to build his first financial services company where he managed over 1,000 business clients.
Helping others Is a core value and mission. Giving donations is what we strive to do more of. some organizations we’ve supported include: