In 2009, Congress passed the Credit Card Accountability Responsibility and Disclosure Act (Credit CARD Act) to prevent deceptive and abusive practices conducted by credit card issuers. In 2010, a new Federal agency, the Consumer Financial Protection Bureau, was created to help administer the Credit CARD Act when it took effect that following year.
Credit CARD Act of 2009 Learn More
What Are Mortgage Rates? In a nutshell, mortgage rates are the interest payments you’ll make on your home loan. This rate is very significant because you’ll pay it monthly on top of the payments on the principal of your loan.
Understanding Mortgage Rates and the Housing Market Learn More
If you have an adjustable rate mortgage, then it’s important to know how fluctuating interest rates can impact your mortgage payments. In general, when interest rates increase, mortgage payments go up, too. With that in mind, Stay ahead of the
What to Know About Mortgage Rate Predictions Learn More
You already know that buying a home is going to be expensive, but you might be surprised to learn just how much it costs upfront on average to buy a new home. Statistics from 2022 indicate that the average homebuyer
What Is an Interest-Only Mortgage Learn More
Recent statistics show that there is a massive gap between those in need of affordable housing and those willing to provide it. Right now, the National Low Income Housing Coalition estimates that there’s a shortage of about 7.3 million rental homes across
A Guide to Income Restricted Apartments Learn More
Things To Know Before You Refinance Mortgage To Pay Off Debt
6 Things To Know Before You Refinance Mortgage To Pay Off Debt Learn More
Did you know that New Yorkers routinely get some of the best tax refund checks in the country? That fact might not have carried as much weight in previous years, but considering the current state of the economy, you might
New York Refund Status Learn More
Debt collectors must provide a debt validation letter, here’s how to write a debt verification letter to confirm what you owe.
How To Write A Debt Verification Letter Learn More
A timeshare allows a buyer the right to use a property – usually part of a resort – every year for a specified period of time. Essentially, purchasing a timeshare involves pre-paying for vacation accommodations rather than paying for a
How To Get Out of a Large Timeshare Debt Learn More
