Recent surveys showed that more than half (54%) of small businesses created a formally documented business budget for 2021. That number may not seem too high, but it has actually risen in recent years as businesses have been forced to become more … [Read More..]
Not only has 2021 brought an end to the calendar year 2020, but the new year has brought with it a figurative “turning of the page” on the adversity and civil unrest that 2020 wrought, and the United States has ushered in … [Read More..]
Debt isn’t necessarily bad – most adults carry a certain amount of it, whether it takes the form of a mortgage, auto loan, credit card balance, personal loan or student loan – or a combination of the above. Taking down debt really … [Read More..]
Is all debt the same? While in a very simplistic sense, the answer could be yes – since we’re borrowing from the future in order to have increased access to cash in the present, and that borrowing comes with an IOU – … [Read More..]
For many individuals, making monthly payments on an onerous pile of debt can impede not only financial well-being, but an overall quality of life. When the mind is burdened by unpaid bills and a seemingly endless cycle of debt repayment, life just … [Read More..]
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