For many people, buying a house represents the largest and most important purchase and investment that they will make over the course of a lifetime. Regardless of when it takes place, the commitment to own property often comes with the […]
Can I Buy a House During Debt Settlement? Learn More
Debt settlement occurs when a debtor successfully negotiates a payoff amount for less than the total balance owed on a debt. This lower negotiated amount is agreed to by the creditor or collection agency and must be fully documented in
How To Write a Debt Settlement Proposal Letter Learn More
The processes of pursuing debt settlement and filing for Chapter 13 bankruptcy represent two viable alternatives for an individual burdened by high levels of debt. When deciding upon debt settlement vs. bankruptcy, there are several practical considerations to consider, along
Debt Settlement vs. Chapter 13 Bankruptcy: Pros and Cons Learn More
Debt consolidation involves combining a variety of bills related to unsecured debt that can include credit card debt, personal loans and medical bills into one streamlined monthly payment. There are often many benefits to debt consolidation – including a more
How Does Debt Consolidation Affect My Credit Score? Learn More
For many people who carry onerous levels of high interest rate debt (often in the form of unsecured credit card debt), budgeting effectively during a crisis while continuing to climb out from under a pile of debt represent significantly difficult
5 Reasons Debt Relief Programs are Worth It Learn More
The COVID-19 crisis has forced everyone to make behavioral changes when it comes to staying safe and practicing social distancing. The economic fallout from the crisis has also forced behavioral changes, as the consequences of 40 million jobless claims since
How To Get Out of Debt After a Crisis Learn More
