Is a %0 APR credit card the prize it seems to be? These cards certainly can feel like free prizes. However, they aren’t free passes to be reckless with spending. Diligence is required to ensure that 0% really means 0%. What is … [Read More..]
Did you know that Americans’ credit scores reached a new average high in April of 2021? According to FICO, the average credit score in America is now at an all-time record high of 716! Despite that, we are still knee-deep in … [Read More..]
How hard is it to get a perfect credit score? According to statistics, it’s extremely difficult. Only about 1.6% of Americans have a credit score of 850. The good news is that your score doesn’t have to be perfect to get credit … [Read More..]
Debt settlement occurs when a debtor successfully negotiates a payoff amount for less than the full balance owed on a debt. This lower negotiated amount is agreed to by the creditor or collection agency and must be fully documented in writing. The … [Read More..]
Business debt can be a double-edged sword. On the one hand, taking down debt in the form of a business loan, line of credit or business credit card is a necessary part of running a small business. Debt helps a company purchase … [Read More..]
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