The COVID-19 pandemic has led to a swift and sudden rash of unemployment, as increasing spikes in corona virus infections have forced a number of state economies to shut down and scale back the pace of reopening. Service industries have been hardest … [Read More..]
Debt settlement occurs when a debtor successfully negotiates a payoff amount for less than the total balance owed on a debt. This lower negotiated amount is agreed to by the creditor or collection agency and must be fully documented in writing. The … [Read More..]
Handling multiple debts, due dates, and payment amounts are difficult at any time. Periods of stress, like the ongoing COVID-19 pandemic, only make managing money that much harder. Maintaining a complicated calendar of debt payments during a global crisis may be low … [Read More..]
The processes of pursuing debt settlement and filing for Chapter 13 bankruptcy represent two viable alternatives for an individual burdened by high levels of debt. When deciding upon debt settlement vs. bankruptcy, there are several practical considerations to consider, along with the … [Read More..]
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