Blog
Pre-Qualified vs. Pre-Approved: What’s the Difference?
Despite being in the age of technology, most credit card lenders and banks still use direct mail advertisements as their main way of propelling new account creations. Have you recently received a prequalification or preapproval letter in the mail? If so, then … [Read More..]
How to Refinance a Car Loan
When you start falling behind on your auto loan payments, you’re putting your car at risk. The last thing you need is for your provider to initiate a repossession. The good news is that you do have options, even if you’re falling … [Read More..]
Paying off Debt Faster Using the Stack Method
Are you struggling with overwhelming amounts of debt? Never make the mistake of thinking you’re alone. As it turns out, even the American government is susceptible to overborrowing and taking out way too much debt. The good news is that you’re never … [Read More..]
How To Write A Cease and Desist Letter To Creditors (with Template)
A survey from the Consumer Financial Protection Bureau suggests that more than one in four consumers who get contacted by debt collectors feel threatened by the interaction. What’s more, almost half (40%) of consumers contacted by debt collectors go on to request … [Read More..]
Secured Auto Loans vs Unsecured Auto Loans
You’ve heard about the current student loan debt crisis, but there’s another type of economic bubble ready to burst, too, and it’s not talked about nearly as much in the media. Recent statistics show that Americans collectively owe over $1.42 trillion in … [Read More..]