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Medical Debt Management Tips for the Unemployed
An unexpected illness that forces a hospital stay is challenging enough, but unfortunately, even for those with health insurance, the financial burdens associated with medical care can escalate quickly. Medical debt is especially difficult to deal with because there wasn’t any “fun” … [Read More..]
How Do Loan Inquiries Affect Your Credit Score?
When it comes to calculating FICO credit scores, the two most important contributing factors are payment history and credit utilization ratio (the percentage of available credit currently borrowed), with each contributing approximately 35% and 30%, respectively to the overall score. These two … [Read More..]
Difference Between Debt Settlement and Credit Counseling
For those individuals who carry onerous levels of high interest rate debt (often in the form of unsecured credit card debt), making ends meet each month while managing debt payments represents an ongoing challenge. Fortunately, there are many non-profit debt help companies … [Read More..]
Tips on How to Pay Off Apartment Debt
Sometimes, life has a way of coming at us fast. An employment situation suddenly changes, a relationship ends, finances get upended – and for one reason or another, the need to move suddenly appears. Since you never were much of a fan … [Read More..]
How to Protect Your Finances From Identity Theft
Identity theft is a scary thing. The fact that someone can use simple personal data such as your name, address, social security number and birthdate to impersonate you and cause financial harm to you is pretty unsettling. However, financial identity theft is … [Read More..]